Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
Initial request for repayment + copy of spreadsheet, sent to Deborah Woodcock, Customer Relationship Mngr, POBox 599, Manchester, M60 3NF.
£75 + £7.88 interest. I worked out the interest using the spreadsheet in the templates library, however, should the interest be calculated differently on the basis of what they'd charge us ??
Win Win Win !!
Rory Cooper is really on the ball, two letters in two days & it's all over, settlement in full. They wanted to credit it to the account, I've asked for a cheque as I don't use the cc anymore.:grin: :grin: :grin:
M-Stanley, Marbles , Barclaycard,Cap 1, NW CC's x 3, NWest, MBNA , HSBC CC ALL WON
Outstanding
Halifax initial 11/10 acknowledged 19/10 LBA 25/10
LTSB initial 12/10 LBA 26/10
Barclays initial 3/10,response 9/10 LBA 17/10,MCOL 1/11, defence &AQ 10/12
Bof Ireland mort' S.A.R 16/10, initial 23/11, LBA 7/12,MCOL 23/12
NatWest home loans S.A.R sent 23/10,Initial 16/12, LBA 6/1
NatWest business a/c initial 9/11, LBA 25/11, MCOL 9/12, AQ 20/1,cheque recieved 17/2 but had to send it back !!
HSBC c/a AQ returned 17/2
HSBC bus' a/c MCOL 17/2
When the Liberals and Conservatives were in opposition they both agreed that banks should pay back high bank charges to customers. Nothing seems to of happened since they came into power as a coalition. PPI insurance has been sorted now they should turn their attention to bank charges and help customers get exorbitant charges refunded.
Should you be offered help that requires payment please report it to site team.
Alliance & Leicester Moneyclaim issued 20/1/07 £225.50 full settlement received 29 January 2007
Smile £1,075.50 + interest Email request for payment 24/5/06 received £1,000.50 14/7/06 + £20 30/7/06
Yorkshire Bank Moneyclaim issued 21/6/06 £4,489.39 full settlement received 26 January 2007
Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.
Shelty v Barclaycard t/a "Skycard" ***WON***
. I worked out the interest using the spreadsheet in the templates library
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Re: Shelty vs Barclaycard t/a "Skycard"
