Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
Hello all, I have an ongoing claim with RBOS for £885 the offered £585 without prejudice etc... I have rejected as final settlement but told them they can give it to me as part payment. My problemis this:
I have changed jobs and my idiot previous employers never paid my final msalary
this has left me £2500 O/d charges of £710 from the bank!!! I am due to file moneyclaim tomorrow, can I add these to the original £885 without giving the bank more time. Or will the bank say i issued cheques etc.... with no funds I thought I had the money and it was after the cheques were issued that i realised i had none...
Any advice would help
if the charges have already been taken from your account you can add them in.
it may be worth calling the bank and explaining your change of circumstances and see if they will just refund them anyway to help you out in the short term. Unlikely admittably but you never know.
Re your employer not paying your final salary - are you doing anything about this ?
Yes ex employer getting letter today am searching for one!!!!
The bank have alreadt fobbed me off and told me charges stand and the offer already made is goodwill and is now likely to be withdrawn anyway due to conduct of account!!!
14/09/06 sent prelim to RBOS for £885
28/9/06 sent LBA letter
2/10/06 letter from RBOS offering £585 ..Rejected
10.10.06 more charges £710