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    • love the extra £1000 charge for confidentialy there BF   Also OP even if they don't offer OOC it doesn't mean your claim isn't good. I had 3 against EVRi that were heard over the last 3 weeks. They sent me emails asking me to discontinue as I wouldn't win. Went infront of a judge and won all 3.    Just remember the law is on your side. The judges will be aware of this.   Where you can its important to try to point out at the hearing the specific part of the contract they breached. I found this was very helpful and the Judge made reference to it when they gave their judgements and it seemed this was pretty important as once you have identified a specific breach the matter turns straight to liability. From there its a case of pointing out the unlawfullness of their insurance and then that should be it.
    • I know dx and thanks again for yours and others help. I was 99.999% certain last payment was over six years ago if not longer.  👍
    • Paragraph 23 – "standard industry practice" – put this in bold type. They are stupid to rely on this and we might as well carry on emphasising how stupid they are. I wonder why they could even have begun to think some kind of compelling argument – "the other boys do it so I do it as well…" Same with paragraph 26   Paragraph 45 – The Defendants have so far been unable to produce any judgements at any level which disagree with the three judgements…  …court, but I would respectfully request…   Just the few amendments above – and I think it's fine. I think you should stick to the format that you are using. This has been used lots of times and has even been applauded by judges for being meticulous and clear. You aren't a professional. Nobody is expecting professional standards and although it's important that you understand exactly what you are doing – you don't really want to come over to the judge that you have done this kind of thing before. As a litigant in person you get a certain licence/leeway from judges and that is helpful to you – especially if you are facing a professional advocate. The way this is laid out is far clearer than the mess that you will get from EVRi. Quite frankly they undermine their own credibility by trying to say that they should win simply because it is "standard industry practice". It wouldn't at all surprise me if EVRi make you a last moment offer of the entire value of your claim partly to avoid judgement and also partly to avoid the embarrassment of having this kind of rubbish exposed in court. If they do happen to do that, then you should make sure that they pay everything. If they suddenly make you an out-of-court offer and this means that they are worried that they are going to lose and so you must make sure that you get every penny – interest, costs – everything you claimed. Finally, if they do make you an out-of-court offer they will try to sign you up to a confidentiality agreement. The answer to that is absolutely – No. It's not part of the claim and if they want to settle then they settle the claim as it stands and don't try add anything on. If they want confidentiality then that will cost an extra £1000. If they don't like it then they can go do the other thing. Once you have made the amendments suggested above – it should be the final version. court,. I don't think we are going to make any more changes. Your next job good to make sure that you are completely familiar with it all. That you understand the arguments. Have you made a court familiarisation visit?
    • just type no need to keep hitting quote... as has already been said, they use their own criteria. if a person is not stated as linked to you on your file then no cant hurt you. not all creditors use every CRA provider, there are only 3 main credit file providers mind, the rest are just 3rd party data sharers. if you already have revolving credit on your file there is no need to apply for anything just 'because' you need to show you can handle money. if you have bank account(s) and a mortgage which you are servicing (paying) then nothing more can improve your score, despite what these 'scam' sites claiml  its all a CON!!  
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

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      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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anyone into/follow football? your team, their team, no'ones team. all footy related comments/issues etc. post up.

 

good result for the reds tonight. despite Rodgers aka David Brent re the 'envelopes' etc. top four? doubt it. Downing to go? Henderson? new manager?

 

Messi worth 200m? Goal line technology? Diving? RefCam.... etc?

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Downing today provided his first 'assist' in 45 prem league appearances (and his only league goal), no wonder he has been told that he can leave. but then Brent says no reason for him to leave! sort it out Brent.

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Sorry, I am an Arsenal fan! lol

R.I.P my beautiful grey ghost, gone but never forgotten, taken so suddenly, 04/07/2004 ~ ~ 02/03/2017

Gone but never forgotten,Little Miss Sunshine, Alisha Marie. 15/12/2005 ~ ~ 13/02/2006

Our  beloved Dalmatian Jazz,  gone to join Wal at Rainbow Bridge, hope you are now pain free .  20/9/2005 ~ ~ 24/3/2019

 

 

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I am a Man City fan.

We could really do with goal line technology. I really don't understand why we don't have it.

:) hi, thanks for posting.

Platini hates the idea. i can see why, to an extent. once start with goal line then on to whether it was a throw in that led to the goal that shouldn't have been.

he says overall, there are not many goal line decisions. and prefers those numpties that stand by the goal line. they should have more of an input but they don't! they don't seem to do anything, even when it is clear cut. something though does need to be done.

thoughts on mancini? balotelli..

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Sorry, I am an Arsenal fan! lol

 

nevermind :) hopefully though one of the true fans and not one of those bandwagon barristers for eg that have suddenly decided to follow london football clubs! :)

Wenger has come in for serious stick lately, despite the win today. it does though seem as if he should go, and i think he will next year.

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I'm a Jambo :)

 

Heart of Midlothian sponsored by Wonga !!!

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shame the russians got hold and messed about!

 

 

Yeh not a big fan of Mr Romanov, had a season ticket for 25 years until he showed up, haven't been back to Tynecastle for a couple of seasons now.

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yes think you may be right Ford but who can succeed him? he has been a good manager,not taking stick etc and only spends when he has too, think Ian Wright could be good for them, but then what do I know? lol

Btw, I had a Ford once, a beaut she was, 1954 Ford Pop , 4.2 V8 used to show her, heard it before you saw it!

R.I.P my beautiful grey ghost, gone but never forgotten, taken so suddenly, 04/07/2004 ~ ~ 02/03/2017

Gone but never forgotten,Little Miss Sunshine, Alisha Marie. 15/12/2005 ~ ~ 13/02/2006

Our  beloved Dalmatian Jazz,  gone to join Wal at Rainbow Bridge, hope you are now pain free .  20/9/2005 ~ ~ 24/3/2019

 

 

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Yeh not a big fan of Mr Romanov, had a season ticket for 25 years until he showed up, haven't been back to Tynecastle for a couple of seasons now.

 

they could've been up there with the likes of celtic/rangers(not now) with the right leadership.

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yes think you may be right Ford but who can succeed him? he has been a good manager,not taking stick etc and only spends when he has too, think Ian Wright could be good for them, but then what do I know? lol

Btw, I had a Ford once, a beaut she was, 1954 Ford Pop , 4.2 V8 used to show her, heard it before you saw it!

 

he has been good, no doubts. and gets a good price for his sales. but, should've spent when needed to, he had the money. look at Manure, spent the money on VanP and reaping the benefits. long shot, but maybe mourinho might be in, wenger to madrid.

ford pop? classic. i like the old mustang, you know the one.

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they could've been up there with likes of celtic/rangers(not now) with the right leadership.

 

What do you mean could have been, we almost joined Rangers a few weeks ago !!! :p

 

Cuffing Hibs 5-1 in the Scottish Cup Final will keep me going for a while :)

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What do you mean could have been, we almost joined Rangers a few weeks ago !!! :p

 

...

 

true, despite all those russian oligarch dollars. :)

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fergie says VanPersie 'lucky to be alive' re ball kicked onto his head yesterday v swansea! don't think so, balls nowadays are as light as a feather like beach balls! more chance of 'dying' from an elbow, bad fall, or dangerous tackle for eg. typical fergie.

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good result for lfc tonight. top four? doubt it. sturridge, good signing? not sure.

chelsea lost at home to qpr, more stick for rafa!

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balotelli v mancini, again! 'why me' he asks! just play football balotelli and earn your 100k/week!

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Hearts drew 0-0 with derby rivals Hibs last night, god both sides were awful, skill factor '0' Good at kicking lumps out of each other though !!!

Any advice I give is honest and in good faith.:)

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not wrong there, stevenson 'tackle'!

 

Shocker !!!

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Shocker !!!

 

leg breaker. but fair play to hibs player, didn't make a drama out of it unlike many others would've!

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leg breaker. but fair play to hibs player, didn't make a drama out of it unlike many others would!

 

agree with you there, think thats the only reason he didn't get sent off.

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ditto. didn't even get a card afaik (therefore could be subject to post disciplinary?)

 

Yes, he may not get away with it, an SFA compliance officer could step in to act retrospectively as he did in issuing a 'notice of complaint' against a Celtic player, which resulted in a two match ban.

Any advice I give is honest and in good faith.:)

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