Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
In his letter Stuart Higley states that he is unsure of my contention that the bank has been acting as my fiduciary. This does not form part of the normal banker/customerr relationship.
Any comments?
With the greatest respect to the author of this letter, the reference to the bank's role as fiduciary seems to be something of a red herring. If the standard letter from Natwest has picked up on it and is refuting it (quite understandably) then it might be as well to omit it - just my opinion (and that of my friend, a lawyer who specialises in Data Protection Act issues.
I have submitted my lba to Stuart Higley, it amounts to over £3000 which plus interest totals over £4000. I enclosed a detailed analysis of charges and interest to tomorrows date... with interest continuing to accrue. All sent by recorded delivery. So far I am approaching this in a clinical and logical manner. Lets hope I can sustain that approach.