Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
Are you saying that the date for Woolwick to respond passed today? If so, and they haven't even acknowledged your summons (if they have they get another 14 days), then you should bang in a default judgment as soon as possible.
Once you have a judgment - they owe you the money and will have to pay unless they can persuade a judge that there is good reason for the judgment to be set aside!
Definitely don't give them any more time - you're only giving the Woolwich more time to enter a defence!
All the best
If I've helped, please tick the scales at the bottom left of this message!
17th Sept: Found this site!
Lloyds TSB
22 Sept: Subject Access Req. 3 Nov: statements arrived. Charges calulated at:
A/c 1 - £2,178.01 + int of £1,206.54 (18.4% authorised)
A/c 2 - £206.11 + int of £211.07 (18.4%) 7 Nov - prelim. 3 Dec - LBA 13 Dec - £750 offered 23 Dec - £750 credited 28 Dec - rejection letter 2 March - issued 16 April - complained at court failure to forward defence
Halifax
22nd September: Subject Access Request. 4th November: No reply so LBA giving 7 days.
Cap One
22nd September: Subject Access Req. 5th October: Letter saying no record of account! 15th October: Replied telling them to try harder... 22nd October: Subject Access Req acknowledged.
Ring the court find out whats happening sometimes if you did your claim on MCOL the details are 24 hrs behind so check with the court that way your getting up to date info !
Filled in the A/Q form today (Sunday 15th Oct) no problems there,wondering if we can claim the £100 cost back? Taking it straight to the Court tomorrow morning. I'v spent nearly all day reading threads and trying to catch up on other banks/ credit card companies so really tired now.
Just opened a really expensive bottle of wine (which I was saving) given to me by my F1 boss, so now going to sit back enjoy and relax.
Thanks for support again, dont know what I do with out you all.
Deadline today, and no response from Woolwich
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Re: Deadline today, and no response from Woolwich
