Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
"At HSBC we make every possible effort to reach customers the moment we begin to see signs of financial difficulty," said a spokesman. "Not to do so would be irresponsible."
so keeping that in mind they do this .....
"Over the Christmas period, a student loan was paid into his HSBC account, paying off most of his £1,200 overdraft. The computer design student then discovered the bank was closing his overdraft "