Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE



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  1. #1
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    king mint Novitiate

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    Default Microfiche - are we getting anywhere?

    Barclaycard have been stopping claims in their tracks with the microfiche argument for months now - I don't believe any successful claims involving the microfiche argument have been reported on this board.

    DPA requests only take 40 days, and the microfiche problem has been going for months. What is going on?

    Similar Threads:

  2. #2
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    jimmy mumu Novitiate

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    Default Re: Microfiche - are we getting anywhere?

    we are still waiting for the official ruling on the Abbeyicon situation, once thats revealed things will change i presume


  3. #3
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    neilbass Novitiate

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    Default Re: Microfiche - are we getting anywhere?

    I believe from another thread - 'Microfiche legal questions' (don't know how to link sorry) that the Information Commissioner's Office are due to visit Barclaycard to examine their microfiche system, to determine whether it can be classed as a 'relevant filing system' for purposes of the Data Protection Act.

    Not sure of the exact date of this visit sorry - but there other people on this board that know a lot more about this than me!

    Hope this helps.

    Morris v Halifax
    Data Protection Act letter sent 20/6
    Charge deducted from account 27/6
    6 yrs statements received 25/8
    Prelim sent 30/8 (£1014 charges + £156.11 interest).
    Std reply & complaints leaflet received 5/9
    Offer received £70 9/9
    LBA sent 12/9
    No reply to LBA - MCOL requested 26/9
    Offer received 26/9 - £218.
    MCOL issued 26/9, acknowledged 29/9
    Offer 29/9 - full amount ex. o/draft interest
    Accepted as partial
    Credited to account 12/10
    AQ sent for rest
    Morris1 v Barclaycard
    Prelim letter sent 31/8 (£60 charges + interest).
    Standard reply 9/9
    Offer 12/9 - full amount!!
    Morris 2 v Barclaycard (Mrsbass!):
    Data Protection Act letter sent 7/9
    Standard reply received 19/9 inc statements 5/04 to date and microfiche bilge.
    Prelim 20/9 £100+interest actual, +same estimated.
    LBA 3/10
    Partial offer £48 6/10

  4. #4
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    courage2berich Novitiate

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    Default Re: Microfiche - are we getting anywhere?

    Hi,

    I received no response from Barclaycard when I responded to their microfiche letter. After reading another user's response I decided to OVERESTIMATE the amount owed to £2000 plus £500 interesticon charges, I know they owe me less. They responded with a letter that they will investigate the matter and reply by 19 October 2006. I will take them to court with those charges and they will have to defend the claim

    Abbey:
    Settled in Full after 1st Prelim letter 23 January 2006
    Halifax:
    Settled in Full at court 21 June 2006
    NatWest:
    Settled in Full at court 22 June 2006

    Barclaycard:
    Data Protection Act Letter sent 09 June 2006, Microfiche letter 20 July 2006, response sent 10 Aug 2006.

    Monument:
    Data Protection Act Letter sent 09 June 2006. Kept up to date with delays for info. Statements rec'd 12 August 2006

    Barclays (Mother):
    DPA Letter sent 14 June 2006. DPA cheque sent back 23 June 2006 will provide statements for FREE . Statements rec'd 12 August 2006.

    Lloyds TSB:
    Coming next
    Capital One:
    Coming next


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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE