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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

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      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

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    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
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      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Opus was Citi sold to 1st Credit - Now a default


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thats a duff (more than demin) def notice anyway :)

as said, cant be defaulted twice for the same.

plus, they say in it that they 'believe you werent sent a dn when required'. if thats the case, then all thats gone on shldnt have...

and, they said that they didnt notify you of their intent to register a default as required.

they cant have it both ways

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http://www.consumeractiongroup.co.uk/forum/showthread.php?470204-Opus-credit-card.-Default-registered-(debt-of-£0)-but-no-notice-given.&p=4952998#post4952998

 

seems like it could simply be an admin error

 

you appears not to be the only one.

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 4 months later...

Sorry to resurrect this but I am still trying to get the default removed

1st Crud just keep sending silly replies.

 

 

Now they are have sent a screenshot of the comms log from Opus which they are using as evidence that the default was issued.

 

As I had written to Opus and told them that I could not afford more than £25 per month due to my ongoing divorce I thought they should have accepted the payment and not apparently defaulted the account.

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but you still defaulted so its correct?

the date on your file should be the third short payment date.

 

 

so you should have that info in your sar

so can prove what 1st are saying too.

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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but you still defaulted so its correct?

the date on your file should be the third short payment date.

 

 

so you should have that info in your sar

so can prove what 1st are saying too.

 

In the latest letter they have sent states: 'Opus previously understood they had issued a default notice on the 4th December 2012. This corresponds to the 30th April on which they registered their default'

 

 

I have only done a cca request so far.

 

Thanks

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you should have sar'd them last november 2012

 

information gathering is the key here

 

PROVE things rather than speculate.

 

dx

 

 

and a further 7 times in this thread but you still never sent one..:frusty::frusty::frusty::frusty:

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 1 month later...

After recently sending in my SAR to Citi Cards, I have received an amended default notice from Opus. This default is now dated 21st March and says I have until April 11th to pay the arrears. Confusion reigns. All advice gratefully received. Thank you.

Opus Default 21-3-2017-png.jpg

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Doesn't matter the sar will tell us the truth

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

  • 2 weeks later...

Citi Cards AKA Canada Square Operations have replied to my SAR and say they cannot process it as my name address does not match the details they have stored on their system, even though I gave them my previous address.

 

They are asking for documentary evidence of a change of name and address.

 

Well my name has not changed

I will send them a utility bill.

 

Are they allowed to do this as it postpones the reply by up to another 40 days.

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Did you not send a ctax copy as the sar thread advises??

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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then you cant complain...when you comply to the SAR rules

then the 40 days starts ..

 

 

but as we've been after you doing this 7 times since april 2015 another 40 days is no real problem

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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