Basic Account Holder
Cagger since : Nov 2012
Posts : 3 (0.00 post per day)
Re: Fredrickson International & Bryan Carter Solicitors
Ty for you reply.
Sorry it has taken so long to reply but i can only use a pc at work and i work funny shifts.
info you requested is yes i did have a Cap1 account and i made my last payment in March 2012
I have now received another letter from Fredrickson International which reads as follows
Thank you for your letter dated ***** the contents of which we note.
We confirm we are instucted as agents by Cap1 and this debt relates to an outstanding credit card owed to them under the card number *************.
We note that you have already admitted liability for this debt as you last made a payment in March 2012 direct to our client.
If you reqoire copy documentation you can request this direct from our client at the following address (blah blah blah)
As we have no record of a valid dispute in this matter and we have clarified our position and that of our client
we look forward to hearing from you with your payment proposals and we are instructed to continue to pursue the outstanding balance.
First of all i am not saying that the debt is not mine and that i do intend to pay as much as i can afford on a monthly basis,
but i cant understand how they managed to get my address as i have moved twice since March.
I have recently (and still going through) as messy marriage break up along with all the debt and stress that that incurs.
I was giving my ex wife the money to pay this debt for me (because i didnt want anyone knowing my new address)
and now this has come to light that she aint paid a penny and been using it for her own means Grrrrrrrrrrrrr.
Now having to start a new life on my own
my money is stretched with renting a place to live, bills & maintainance (3 young children) ect
i have verry little of my sallary left and i am paying bits to most of my creditors.
Can you give any advice or help in dealing with these people?
And or what to do next.
i am living in lodgings and fear any bailiffs calling possibly render me homeless.
Any help or advice would be greatly appreciated
Thanking you in advance
A very stressed out potter2