Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
Have Issused My Claim With Mcol They Intend To Defend Which Gives Them 28 Days.
The Timescale Is Up In 7 Days Time Should I Have Recieved Any Details From Cobbetts As They Are Dealing With This Now.
Everybody Else Seems To Be Completing An aq Questionaire.
Plse Advise Should I Just Wait Or Is There Something I Have Missed.
The Allocation Questionnaire is only sent to you by the court after a defence has been entered by the defendant, so you won't receive one yet.
Just sit tight. If they don't respond within the 28 days you can apply for a default judgment (which means they owe you the money you've claimed) but if they enter a defence you'll receive an allocation questionnaire in due course.
And of course you may receive an offer to settle at any time.
Hope that helps!
If I've helped, please tick the scales at the bottom left of this message!
17th Sept: Found this site!
Lloyds TSB
22 Sept: Subject Access Req. 3 Nov: statements arrived. Charges calulated at:
A/c 1 - £2,178.01 + int of £1,206.54 (18.4% authorised)
A/c 2 - £206.11 + int of £211.07 (18.4%) 7 Nov - prelim. 3 Dec - LBA 13 Dec - £750 offered 23 Dec - £750 credited 28 Dec - rejection letter 2 March - issued 16 April - complained at court failure to forward defence
Halifax
22nd September: Subject Access Request. 4th November: No reply so LBA giving 7 days.
Cap One
22nd September: Subject Access Req. 5th October: Letter saying no record of account! 15th October: Replied telling them to try harder... 22nd October: Subject Access Req acknowledged.
Help Needed With Claim
Questionaire.
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