Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
My partner is trying to reclaim about £1000 from Barclays. After recently removing the stay on his claim he has now been transferred to the Mercantile Court. I am aware of the outcomes of similar cases - in that the banks have all settled before it got to court, but has anyone written the letters suggested by Bankfodder and got a result? It would be great to hear from anyone in the same situation.
Thanks!
I got a letter recently from the court saying the judge said the case was being transfered on small claims terms, ( I would not have to pay costs). however I did write and request this as soon as I knew about the transfer. I also wrote to the FSA, OFT, and my local MP.
Got a standard letter back from the FSA, which I threw in the recyle bin, as they clearly had not read what I put in the letter. The letter from the OFT was standard but did have a paragraph that read
"OFt has not set a fee, nor does it have the powere to say whether or not te level of a default charge is fair, only a court may determine that. What we have said is that based on the evidence we have seen from the major credit card suppliers, in our view the level of such charges would be considered unfair by a court and as such leave suppliers open to challenege that these contracts as illegal and therefore unenforceable"
Which did make me fell alot better.
Barclays contacted me shortly after they realsied the case was at the mercantile and all I can say now is that I am now very happy and won't be going to court.