Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
As i only keep statements going back 12 months, i called MBNA to ask about charges to my account over the past 6 years. They said to me that the only way to get this information was to pat £2.50 per statement!!!!
When i asked if this information was available if a went through the Data Protection Act, they told me that under the Data Protection Act they only had to disclose information that had never been previously supplied to me, and that as previous charges would have been supplied in statement form they wouldnt be included.
This isnt how i understood things, i thought that the DPA forced them to disclose all information.