Thread: Worried about taking on barclaycard

Hi there,

I'm writing here, fresh off the back of recieving a letter from HSBC bank offering to settle my claim for over £3000. So i am absolutely bouncing at the moment.

I kind of figure that perhaps after such a thiumpant victory, See thread http://www.consumeractiongroup.co.uk...so-starts.html i should move on and try my luck with Barclaycard.

Firstly, I managed my barclaycard account really badly, I mean really REALLY REALLY BADLY. there was a time when i didn't make a payment for about 6 months, this is obviously going to effect my claim against them.

They subsequently passed my account to mercers dept collection agency who i have been paying regularly for ages. I have had CCJ's and default notices against this account which i could really do with getting rid of.

What are my chances realistically of making a claim against them? Also, can they ask for all my outstanding balance to be paid off straight away?

If i stand any chance at all then i'll probably have to do the data protection letter as a doubt i'll have all my statement, i've no doubt got a few, but not all of them.

barcleycard seem to be the hardest nut to crack, so wish me luck, if a claim is at all possible.

Cheers

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Well put G1bbo,

guess, i'm still sceptical despite my recent sucess with HSBC.

I would really like to get my money back from BC and to reverse the defaults they put on my account.

Well, guess there's no time like the present, i'm going to sort out my DPA letter today.

Cheers gibs

Hi
Im hoping someone can help me re Barclay card. I requested my statements from Barclaycard originally on 9 June but they misplaced my letter including my cheque for £10, I then requested my statements again by post on the 9 August including another cheque for £10. I then received a letter on the 12 September stating they would refund me £120 as a GWG but I am unsure where they got this figure from. What has annoyed me more is that they cashed both my cheques on the 5 & 6 September for £10 & I havent received any statements. I corresponded on the 19 September asking about the figure of £120 & why I have not received my statements but have yet to have a response.

What should I do as the 40 days are well up.

Thanks
Nancies

Sounds like sterling advise to me

Thanks for your advice G1BBO. My one concern is that they are not replying to my letters so writing another is delaying more time..
Any more suggestions??????????

have you sent your non compliance letter from the templates section? thats what you need to be doing!!!
they are here http://www.consumeractiongroup.co.uk...lates-library/

I sent my Non Compliant letter to Barclaycard on the 19 October giving them 7 days before I Seek a court order and have not had a response but they are ringing me up to 6 times a day leaving messages to contact them. I am now afraid that they will default my account as I am making monthly payments but as I am now gone over my credit limit because of the charges, I dont know what to do as they seem to be ignoring my letters. Can someone please help.

Hi everyone...

I have now had a response from Barclaycard who are offering half of what I am claiming for. I intend to turn them down however does anyone have a good letter to write saying that I will accept the offer of £144 a a partial payment and that i still want the full amont back etc....

Any help would be greatly appreciated

Thanks