Peter Rabbit V Barclays**success**

**Falcom** · 8th October 2006 20:49

I have spent the last few days reading all the FAQ and today waded throuh six years of Barclays icon

Current Account Statments and was amazed by the amount of charges I have incurred.

I have found three kinds of charges noted on my statements:

Transaction Charge
Referral Fee
Unauthorised overdraft Charge

I completed the spreadsheet from the library an wow ....... £2825 in charges and £290.25 in interest on charges!

So having checked out as much as I can from here I see no resason to proceed.

Discovered I am four statements short (all from the last 12 months probably lost moving house) so have hand delivered a letter to my branch asking for copy statements and acknowleding that I am happy to pay for these.

So once I have these I can start with the prelim letter.

Peter

Similar Threads:

**orfoster** · 8th October 2006 22:29

Welcome and good luck. You will soon have what is rightfully yours. Its so good when that cheque arrives. Just make sure that you set the time limits not them. Don't let them push you around.

**Falcom** · 8th October 2006 23:03

Thanks orfoster - just annoyed I am missing the 4 statements or I could start straightaway!

Peter

**essjaysea** · 9th October 2006 07:13

You could start straight away, and when you get copies of the missing statements, you can amend the claim when you send the lba icon

, or at the court claim stage.

Although if you haven't received them by the time you are ready to file your court claim, it would be as well to wait until you have all the figures, as it costs £35 to amend a claim once filed with the court

**Welshman** · 9th October 2006 11:42

I would start now. If you wait for the statements to arrive, that could take you to the third week in November if Barclays icon

do their usual stalling routine, before you begin. At least by the end of the lba icon

stage, it matters not whether you file then, or wait a week or so for the statements.

**Falcom** · 9th October 2006 22:06

Thanks Essjaysea & Welshman - I will get prelim letter out in the next few days - will let you know when I have sent it (hopefully Wednesday) - is it better to send the prelim to my branch or straight to Barclays icon

Customer Services?

**Welshman** · 9th October 2006 23:13

You can send it to their Churchill Place address in London. It'll get dealt with no matter where you send it to.

**Falcom** · 11th October 2006 20:18

Just typed up prelim letter and printed off spreadsheet. Will send recorded mail tomorrow morning. Wish me luck!

Peter
______________
Prelim 12/10/06 - Reply awaited

**victimnomore** · 12th October 2006 00:16

Luck, so wished!

.. .. .. .. and good fortune!!

**Falcom** · 27th October 2006 13:55

Standard response and leaflets received 19/10 so 14 days have passed since prelim letter sent so today off to Post Office with lba icon

recorded delivery

**Falcom** · 12th November 2006 01:33

Sorry I have not updated my thread for some time - been away on business.

Following lba icon

I have now recieved a partial offer from Barclays icon

so on to the next stage.

Two questions however!!!!

1. Do I have to write to Barclays to acknowledge the letter and if so is there any suggested wording? (Can't seem to see any anywhere - I maybe being a bit thick here)

2. I have completed the advance spreadsheet and I am quite happy with it and have four sub-totals:

1. Penalty Charged
2. interest on Penalties
3. 8% on Penalty
4. 8% on Interest on Penalties

So my claim is for 1+2 and 8% Interest Total is 3+4

Is this correct? (I am pretty sure it is but just wanted to double check)

**Falcom** · 12th November 2006 01:37

Oh and another question why, having completed a signature icon

and the show your signature box being ticked has my signature not been included on the above post???????

**sun8758** · 12th November 2006 12:36

Hi there

I'm having the same problem getting my signature icon

to show......did anyone get back to you on this yet?

**Karnevil** · 12th November 2006 12:50

signatures will only show in the first couple of posts on a thread. thereafter only posts with more than a certain amount of charcaters wil show. It makes for ease of reading and less scrolling req'd. (oh and mods and I think site helpers signature icon

will show)

your calculations are correct btw.

**Falcom** · 12th November 2006 17:18

Thanks for advising caluclations are correct - I will proceed.

Still not sure if I need to acknowledge the partial offer letter from Barclays icon

.

**Welshman** · 12th November 2006 17:52

Here it is - Rejection-Letter

**Falcom** · 12th November 2006 20:52

Thanks Welshman your a star!

**Falcom** · 14th November 2006 21:08

Today I have submitted clain to MCOL against Barclays icon

and have sent a letter to them rejecting the offer they made last week. Pretty sure I got all my figures correct so onward and upwards!

Going to have to do some serious thread reading tonight to really make sure I am ready for the next phase of the campaign!

Thanks for everybodys help so far - it is much appreciated

Peter

**Falcom** · 15th November 2006 17:39

Having read Welshmans thread am I correct in thinking that, now I have completed MCOL, I need to send a schedule of the charges to MCOL and another copy to Litigation Dept at Barclays icon

(despite the fact Barclays have now had 3 copies by recorded delivery!)?

**Welshman** · 15th November 2006 20:10

Yes. Send them now including the 8% interest icon

.

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