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    • Are you allowed to appeal if you plead guilty?   I know you appeal the sentence, but the criminal record formed from your guilt would surely remain?   I'm not sure if your able to appeal a crimianl record if you plead guilty are you?
    • DX: I did not pursue Link after I got the CCJ amended to monthly payments. Pretty sure the CCJ does not mention reviews, I do have the CCJ somewhere, I will have to look it up in storage. It is as mentioned on the thread you referenced  in your post #28. The Barclays loan was taken out in September 2004 for 60 months! Current Balance remaining approx £2K. On checking back my past correspondence with Barclaycard about this loan, there was a history of them ignoring my letters and offers to pay, and I even had problems in obtaining their bank account details for them to accept my payments! I have received strange correspondence from them too, one referring to insurance which I did not have. They seem very disorganised! Barclaycard told me to pay "Masterloan" a while back and I now receive regular statements and arrears notices from "Personal Loans from Barclaycard" clearly marked Masterloan, they changed the account reference number! I have never requested a CCA on this account. I advised them of my change of address last September, but they are still sending, until today, statements etc. to my old address! I have received 2 letters from Barclaycard Loan today though, not opened them yet!!
    • Yes, a few months ago. They wrote back saying there was no CCA and the debt was unenforcable. I then started gtting bombarded with threatening emails from their 'litigations team' which have been sent to spam. I've now recieved the letter before claim with the PAP form enclosed, but still no CCA or even a letter from them to say the debt is deemed enforcable. Thank you.
    • That's a shame but not unexpected.  I'm not sure about your assumed  questions because I haven't been to court but I'm not sure about not accepting a criminal record. It could be a language thing but it isn't your choice unfortunately.  HB
    • Have you previously requested the agreement by a CCA request ?
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If I fail my ESA tribunal what happens?


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NO, if your appeal fails they will tranfer you to Jobseekers Allowance.

 

No if its more than 6 months from the initial WCA decision then ESA can be reapplied for as long as fit notes are provided.

We hang the petty thieves and appoint the great ones to public office ~ Aesop

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Sorry I missed estinlyns post

 

My initial WCA was a year ago so how do I approach

 

If you fail you do two things. Firstly make a new claim for ESA - but you may need to wait for the old one to be closed down, make sure you send a fit note from your GP. Secondly write to the Tribunals service and ask for a statement of reasons for their decision - this is the only way you can see if they properly considered all evidence. If you think from the statement of reasons that they did not consider all of your evidence properly, then seek specialist help (CAB, welfare rights) in order to take the matter to upper tribunal.

We hang the petty thieves and appoint the great ones to public office ~ Aesop

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Ok thank you estellyn. I am just looking at it from all angles.

 

So if I fail and the Esa is closed down. I reapply, is there a disruption to my monies, e g current assessment ESA and housing benefits. Bit stressed

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Ok thank you estellyn. I am just looking at it from all angles.

 

So if I fail and the Esa is closed down. I reapply, is there a disruption to my monies, e g current assessment ESA and housing benefits. Bit stressed

 

There may be a small wait for the new claim to be processed. As long as you keep the housing benefit dept up to date with what is happening, and provide any details they ask for, there should be no issue with HB.

We hang the petty thieves and appoint the great ones to public office ~ Aesop

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Hopefully someone will correct me if I'm wrong about this, but this is what happens. If you fail the appeal, it can take a while to close down your claim - sometimes 2-4 weeks. While your current claim is open they won't be able to take a new claim over the telephone. Once it is shut down, you make the new claim and it is processed. Not sure what the turnaround times are on simple new claims - could be 2 weeks, could be 4 weeks. In the interim you can try to claim a crisis loan if things get scary. Remember ESA is paid in arrears, so depending on your payment day, you're likely to receive at least one payment after the appeal, maybe two, depending how quick they are in processing the appeal.

We hang the petty thieves and appoint the great ones to public office ~ Aesop

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Assuming you fail your Tribunal - and remember you may well succeed! - then, as it's over 6 months since notification of your failed WCA, you can reclaim ESA (likewise if your condition has deteriorated).

It can take quite a while before the Tribunal officially notifies the DWP that you have failed. So, this is what I do:

My ESA benefit is paid every other Thursday. The payment is generated the Monday before. So, every other Monday I used to phone up my BDC to ask if they had been notified that I had failed. (The Tribunal panel told me on the day that I had). If it's a no, then I know my payment will go through without a hitch. When I finally had a yes, then that was when I submitted my new ESA claim.

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Thats great advice, thank you very much indeed I follow what you do Estellyn and Rae if its a neg outcome at Tribunal.

 

So does the ESA process just begin all over again, another ESA50 and another ATOS assessment?

 

What happens to back payments from my current ESA claim when/if it gets closed if I am successful with the new claim in the future?

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