Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


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reg. office:
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Thread: Gingi1 v Co-Op

  1. #1
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    Default Gingi1 v Co-Op

    A) Have sent letter and cheque for statements. Waiting with bated breath.

    B) I also have another disagreement with them over a loan and credit card. I sent my letter of complaint over a month ago and they just keep sending me the same letter in reply to my complaint "We will respond in a further 7 days as wey need more time to investigate your complaint" How long should I let them carry on doing this?

    Gingi1

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  2. #2
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    Default Re: Gingi1 v Co-Op

    A) No statements received as yet.

    B) They have sent me another letter claiming that they are still investigating How long can they keep investigating?

    Any advice welcomed


  3. #3
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    Default Re: Gingi1 v Co-Op

    Provided you used the template S.A.R. letter, they have 40 days from your request to supply the information. Give them a nudge around the 30 - 35 day mark. I assume you sent them the £10 fee and that they have cashed it.

    Take the time waiting for the appearance of the statements to read the FAQ's and the step-by-step instructions. Your template letters are here and your spreadsheet can be found here .

    If this posting has helped you, please click on my scales at the top right of this posting. Thanks

    Good Luck




  4. #4
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    Default Re: Gingi1 v Co-Op

    Thanks Welshman. It is not the statements that I am worried about to be honest, I have written a complaint regarding the treatment of my account (in short I had a visa card, got a loan to cover the card and close it, they didn't close the account and three months later sent me cheques to write for the visa account which in turn is a breach of my loan - that's the short uncomplicated version) So what I am wondering is, my original letter of complaint was sent on the 31st August and since then approximately every 10 days they send me a letter claiming that they need another 7 days to investigate further - How many times are they allowed to do this before they have to respond?

    Any info always welcome


  5. #5
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    Default Re: Gingi1 v Co-Op

    Still awaiting the statements, but the buggers have cashed my cheque! Cheeky



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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE