Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
Hi guys, just starting out and have got my statements, I am claiming from two accounts, can I put both accounts on one spread sheet or do I have to make two seperate claims????
combine onto 1 spreadsheet if you want. just keep an eye on the total value and bear in mind the limits claimable under the different systems (ie small claims £750 in Scotland, £5K in England)
1/9/06 RBS claim #1
8/11/06 - claim settled
17/11 claim #2 started - incl creditcard
30/11 - CC statements received
31/11 - Prelims issued - RBS paying up, only M/C to go)
If any of my advice/ info has been helpful, please click the scales
Please also remember that any advice is given from my own experience and in good faith as a lay person. If in doubt, please contact a qualified professional
Thanks for the info Weej, I have roughly calculated and my charges appear to beover £7000, can I still go ahead, or would I be wise making two seperate claims
Ask them for the full amount in a preliminary approach (see template library). When they knock you back, go in for a claim of max £5K (if you are in England).
Once this is settled, you can go in for the remainder and you will probably find your second claim is settled much quicker. In terms of splitting the claim up, do it either by account or by time period; ie from 2001-2005 so that there is clear definition of what you are claiming, and to keep yourself right.
Hope this helps!
J
1/9/06 RBS claim #1
8/11/06 - claim settled
17/11 claim #2 started - incl creditcard
30/11 - CC statements received
31/11 - Prelims issued - RBS paying up, only M/C to go)
If any of my advice/ info has been helpful, please click the scales
Please also remember that any advice is given from my own experience and in good faith as a lay person. If in doubt, please contact a qualified professional