Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE



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  1. #1
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    bevroc Novitiate

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    Default Bevroc V Woolwich

    Hi, I have been reading through your site because i have A default on my credit file from the woolwich, my account was zero balance, and i moved home in 2002, forgot about my account and 3 Direct Debits tried to draw from my account, thus charges+more Charges for being overdrawn finally being £441 overdrawn and Adverse credit file, i only realised about 2 months ago when i tried to apply for a mortgageicon got declined and checked my file, I saw your wonderfull site and sent £10 for details of charges, they sent the Postal order back yesterday and a quite complicated and i think incomplete deatils of the charges. What Now? ? ?

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  2. #2
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    Default Re: Bevroc V Woolwich

    You should have received copies of all your statements going back to at least 2000, or at least some sort of detailed list of transactions that are comprehensible and relevant to your account.

    If not, then you should remind them that they are obliged by law to provide you with the information you requested within 40 days, from the date of your DPA SARicon, and if they fail to comply, then you should report them to the Information Commissioner

    Preliminary Letter sent to Woolwich 05/06
    LBA sent 19/06
    Court claim filed 04/07 : Total £824.75
    Acknowledgement of Service 27/07
    Defence received 08/08
    AQ filed 11/08
    Barclays AQ filed 05/09
    Hearing date 20/12
    SETTLED IN FULL £840.49: 14/12/06

  3. #3
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    bevroc Novitiate

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    Thumbs up Re: Bevroc V Woolwich

    Thanks, I will send them a letter and call them on monday.


  4. #4
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    paddym Informative paddym Informative

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    Default Re: Bevroc V Woolwich

    try Mr Peter Townsend woolwich data exceptions at the rabroke hall address !


  5. #5
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    Default Re: Bevroc V Woolwich

    "try Mr Peter Townsend woolwich data exceptions at the rabroke hall address !"

    ???Could you explain please...


  6. #6
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    Default Re: Bevroc V Woolwich

    Hi bevroc, see post #7 here



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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE