Hi, I have been reading through your site because i have A default on my credit file from the woolwich, my account was zero balance, and i moved home in 2002, forgot about my account and 3 Direct Debits tried to draw from my account, thus charges+more Charges for being overdrawn finally being £441 overdrawn and Adverse credit file, i only realised about 2 months ago when i tried to apply for a mortgagegot declined and checked my file, I saw your wonderfull site and sent £10 for details of charges, they sent the Postal order back yesterday and a quite complicated and i think incomplete deatils of the charges. What Now? ? ?
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