Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
Sorry if this has been covered, i'm sure it has but I can't find it.
Like many people I have just been too busy to proceed with a claim having had the usual rebuff from my letter before action, but since they have now sent me a letter ("Formal notice of intention to file a default and to take action to recover debt") I'm now almost ready to send off my claim for just over £600.
The debt they are claiming is for the overdraft on my noe disused account of £285.72 which is entirely made up of bank charges and presumably interest.
My question is, because the collections centre are based in Scotland can I still issue a county court claim against them or do I send it to my local branch? I'm based in Blackpool, England.
Thanks, that's a great help. I did look at that list but there were so many addresses I didn't know where to start - I have also had letters from Telford.
The point I was getting at is I think the rules are different in Scotland so I didn't want to send the stuff to the Scottish office only to find out later the claim was invalid because of the different rules.
where to send my RBS court claim to?
, but since they have now sent me a letter ("Formal notice of intention to file a default and to take action to recover debt") I'm now almost ready to send off my claim for just over £600.
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