Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
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  1. #1
    NATTIE
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    Default The beginnings of a guide to charges and their changes

    I am posting on all bank threads. This is a research tool for now on the bank charges and their changing amounts over the last 6 yearsicon. I am hoping to collate all posts together in one thread to make an easy reference guide that the Mods and Site Helpers can refer to so as to ease their workload at the earliest point of contact- the beginning and is this charge claimable and what is this amount. I hope to post at the end of next week but I am not an expert so please help.

    Thanks in advance

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  2. #2
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    pford Novitiate

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    Default Re: The beginnings of a guide to charges and their changes

    im thick explain in more detail what you want
    i.e you mean what the banks where charging over the years?
    year1 £2
    year2 £10 ect


  3. #3
    NATTIE
    Guest

    Default Re: The beginnings of a guide to charges and their changes

    What I mean is penalty charges since 2000 but feel free to go back more years if you wish. That means unpaid DD/SO/Cheques, Referral fees if Halifaxicon have them, Overlimit fees, Sorry if first post wasn't clear


  4. #4
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    Default Re: The beginnings of a guide to charges and their changes

    Hello, I have only had diect debit charges so here goes

    1998 - 2000 £25.00 each
    2001 - 2002 £28.00 each
    2002 - 2004 £30.00 each
    2005 £35.00
    2005 - now £39.00 each

    hope this helps

    Saxon



  5. #5
    NATTIE
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    Default Re: The beginnings of a guide to charges and their changes

    saxon thanks for that and any more charges I should know about?


  6. #6
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    Default Re: The beginnings of a guide to charges and their changes

    hi, bradford and bingley, nat west?

    Saxon



  7. #7
    NATTIE
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    Default Re: The beginnings of a guide to charges and their changes

    I hadn;t thought of them but if you have and there is a forum on here for them, excuse my naivety, then yep I'd be grateful for that as well


  8. #8
    NATTIE
    Guest

    Default Re: The beginnings of a guide to charges and their changes

    Im anticipating doing the charges thread for tomorrow so i need info re what i believe is referral fees where Halifaxicon pay an item which may take you over an overdrafticon and then charge you. Currently £30.
    Also fees on exceeding your overdraft which I have as being £28 as of now but what about these two charges mentioned back in 2000 and their evolution to todays amounts. I have sorted out bounced items but the other two I haven't as yet.



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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE