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Ok, after taking on Abbey for my boyfriend and smile and first direct I realised I have an old cahoot account that due to very bad planning when i first bought my house, has had to go to a debt management company. As you can imagine, the charges they are piling on me every single month are shocking! So here is my question for someone with hopefully a bit more knowlegege than me, i have a credit card, bank and loan account with them. Can I ask for a Breakdown of charges on all 3 and because I'm not sure exactly how long i've had my bank account how many years do I ask for?
:-|
First direct, settled in full after only 1 letter!
Abbey (on behalf of mark) 1st letter sent, waiting for 14 days for reminder
Smile, lba sent 17.10.06.
First direct, settled in full after only 1 letter!
Abbey (on behalf of mark) 1st letter sent, waiting for 14 days for reminder
Smile, lba sent 17.10.06.
ok im getting desperate, does anyone know where to start on this one!
First direct, settled in full after only 1 letter!
Abbey (on behalf of mark) 1st letter sent, waiting for 14 days for reminder
Smile, lba sent 17.10.06.
Send the SAR asking for all details on you - this will cover all accounts.
I'd then submit claims for each one seperately personally.
Originally Posted by Sammy_lou3108
Ok, after taking on Abbey for my boyfriend and smile and first direct I realised I have an old cahoot account that due to very bad planning when i first bought my house, has had to go to a debt management company. As you can imagine, the charges they are piling on me every single month are shocking! So here is my question for someone with hopefully a bit more knowlegege than me, i have a credit card, bank and loan account with them. Can I ask for a Breakdown of charges on all 3 and because I'm not sure exactly how long i've had my bank account how many years do I ask for?
:-|
JKop Vs Barclays SETTLED JKop Vs Cahoot SETTLED Jkop V Capital One SETTLED Jkop V Marbles SETTLED Jkop V MBNA £422 MCOL Jkop V Egg SETTLED Jkop V Cahoot Credit Card SETTLED Jkop V HSCB £1500 W.I.P!
I just sent them a letter asking for details of all charges levied on the above accounts over the past 6 years.
I included my current, loan and credit card account on the same letter. Not long after (less than a week later) I got an email saying the details I'd requested were in the post - not long after I got a list of charges.
They weren't that efficent when it came to giving a refund though lol.
Halifax 1
WON - £1,355.49 21/07/06
MINT
WON - £273.81 14/09/06
First Direct
WON - £913.50 01/09/06
Capital One
WON - £130.13 03/11/06
Halifax 2
WON - £188.03 01/12/06
Kensington Mortgages ERC
MCOL for £6,204.39 Discontinued
Halifax Mortgage Admin fee
WON - £10.00
Direct Line Mortgage Redemption Fee
WON - £99.00
Halifax 3
MCOL for £109.01 reg 07/03/07
First direct, settled in full after only 1 letter!
Abbey (on behalf of mark) 1st letter sent, waiting for 14 days for reminder
Smile, lba sent 17.10.06.
Where to start....
for my boyfriend and smile and first direct I realised I have an old cahoot account that due to very bad planning when i first bought my house, has had to go to a debt management
As you can imagine, the charges they are piling on me every single month are shocking!
So here is my question for someone with hopefully a bit more knowlegege than me, i have a credit card, bank and loan account with them. Can I ask for a Breakdown
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Originally Posted by Sammy_lou3108
