Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
If you don't have the account number,they will still have you in their archives.
You need to send an S.A.R (Subject access request ) letter asking them for your last 6 years of statements. Enclose £10 for their fees.Let them have your previous address if you have just moved along with a mobile number if they need to verify you with a security question.You can find the letters in the Bank templates library.There are some links below.
Remember: The Ark was built by amateurs-The Titanic by professionals.
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Your decisions and actions are your own, and should you be in any doubt, please seek qualified professional legal Help.
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HAVE YOU BEEN TREATED UNFAIRLY BY CREDITORS OR DCA's?
YOU CAN NOW COMPLAIN TO THE OFT ABOUT THEIR CONDUCT UNDER THE CONSUMER PROTECTION FROM UNFAIR TRADING REGULATIONS 2008.