OFT ruling

**mortuk2k** · 6th April 2006 07:01

Got sent this link today;

http://www.oft.gov.uk/News/Press+rel...2006/68-06.htm

Also;

http://money.guardian.co.uk/creditan...747820,00.html

Jumped up and down when I read it, but being part way through a claim I'm now wondering how it will affect my claim.

Similar Threads:

**Robertxc** · 6th April 2006 08:41

I don't think it will affect your claim. The bnks have until the end of May to respond, so nothing is likely to be set in stone until some time after that (end of the year?). In any case, regardless of what the OFT says, the bnk will still have to go to court to actually prove how much their charges really cost them - something which I'm sure they'll be reluctnt to do.

**BankFodder** · 6th April 2006 08:59

I think that it can affect the claim very much. I think that the banks now realise that the principle of your claim is now supported at an official level.

I think now that it is much more likely that banks will back down. I wil be modifying the template letters to refer to the OFT statement.

Also I now see a possible way to overcome the 6 year rule and to claim back indefinitely.

Anyone with charges going back more than 6 years icon

please let me know.
I will post a sticky for this in theis forum

**Spiceskull** · 6th April 2006 09:04

Originally Posted by BankFodder

Also I now see a possible way to overcome the 6 year rule and to claim back indefinitely.

This also occurred to me last night. Will see if I can dig out some old statements and copy them through.

**Bookworm** · 6th April 2006 10:58

Originally Posted by BankFodder

Also I now see a possible way to overcome the 6 year rule and to claim back indefinitely.
Anyone with charges going back more than 6 years icon

please let me know.
I will post a sticky for this in theis forum

Natwest

, please, Sir. I actually came across some ancient statements when rummaging for something else and the charges are HORRIFIC.

**gumbodave** · 6th April 2006 11:40

I took a payment from Barclays icon

for £330 before I had filed a court action and signed something that said I would not pursure the matter further. This related to charges in the last six years. If I went back further I am quite sure there would over a grand's worth of charges from my student days. Does anyone think that what I signed would stop me pursuing the other charges? I will have to look at the exact wording, but might have to have a go at the rest of the charges if it turns out to be possible. Any thoughts?

**lee6370** · 6th April 2006 11:47

Can't comment on going back more than 6 years icon

, I've not read enough of it yet, but as far as anything you've signed, there is nothing to stop you making a claim regardless of what you have signed, you have legal rights and you can't sign them away.

**gumbodave** · 6th April 2006 11:50

cool. cheers.

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