Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
Go for it, we are with you all the way. insist that you get all the notes also not just the statements. it will be an enlightening read to see what they have written about you. i still haven't got my notes and this was the basis of my complaint to the Information Commissioner. I hope A & L are soon brought to book.
Well how has it been going ?
I have just had a letter saying that they think their charges have been fair and that they can not see that they need to repay anything ! So i have sent the letter before action letter, starting to worry im not going to get anything.
Regards
Lesley
Originally Posted by amyarmstrong123
Hello all, I have just sarted a claim against A&L i sent the first letter today asking for all transactions and bank charges over the past 6 years.
Im really excited about the whole thing, just hope i get my money back.
I'll keep you all posted.
Well how has it been going ?
I have just had a letter saying that they think their charges have been fair and that they can not see that they need to repay anything ! So i have sent the letter before action letter, starting to worry im not going to get anything.
Regards
Lesley
Don't worry too much.. that is one of their bog-standard responses.
PLEASE NOTE:
I AM NO LONGER AN ACTIVE MEMBER OF THIS FORUM AND WILL ONLY RESPOND TO POSTS ON SUBSCRIBED THREADS.
Hi Amy, I have today posted my letter before action after receiving a bog standard response to my first letter, I wish you luck in your fight, you keep me up to date with how its going and I will do the same.
geordiegirl99
I have received another letter after I sent my letter before action. It says that they think the charges are correct in accordance with their charging policy, so they are unable to refund me.
Wot !
Do I now take them to court or send them the letter before action again.
Any idea's
A very worried Lesley
Originally Posted by geordiegirl99
Hi Amy, I have today posted my Letter Before Action after receiving a bog standard response to my first letter, I wish you luck in your fight, you keep me up to date with how its going and I will do the same.
geordiegirl99
I have received another letter after I sent my letter before action. It says that they think the charges are correct in accordance with their charging policy, so they are unable to refund me.
Wot !
Do I now take them to court or send them the letter before action again.
Any idea's
A very worried Lesley
That sounds like the letter that i got in response to my original letter requesting refund of charges. Could the letter and your LBA crossed in the post?
If it was me i would just stick to the time limit that you gave them in the LBA that you sent, and then start the moneyclaim process; but i'm no expert! :-|
Hi all, I have received a reply to my lba, saying no can do and they can no longer assist me any further 'their words not mine', apparently you have to wait until the 14 days are up then file your claim, but you can start preparing your claim, you can go to the money claim website and look at the FAQs. Good luck.
I am at the same stage as you, but today I ha a letter from A & L customer services saying theyhad been ring to phone me but I wasn't hee. They asked me to send a form back telling them the date and time I would be in.
I really dont want to talk to them on the phone.
Have any of you got his sort of lerrer or had A & L phone them?
Alliance prelim 7th Jan £3270
sod off letter 14th Jan
LBA 19/1/07
N1 taken to local court 6/2/07
Offer recived part amount but already in court
WON! WON!full amount !!!!!!!!!!!!!!!!!!!!!!!!! !!!
Barclays prelim £1973 7th Jan
No can do letter 14/1/07
LBA 16/1/07'
part offer received and refused 1/2/07
N1 issued 15/2/07
letter received re defence - they have till 22/3/07
Defence received - 25/3/07
AQ received to be back by 11/4/07
Lloyds TSB trustcard S.A.R - 12th Jan
claim for £126 prelim 12/2/07
sod off letter recd.
LBA 17/3/07
Amy vs Alliance Leicester
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Originally Posted by amyarmstrong123
Re: Amy vs Alliance Leicester
