Thread: Alliance & Leicester big charges i need help

Hi out there, i have gone over my o/d limit this month as my self emplyed payments are late and these bunch of gits have charged me the £34 failed dd charge 6 times in the last week!! plus they took £25 for unauthorise o/d this week, thats £229 this week and now i dont have any money to pay my bills or feed my kids, im at my wits end and cant concentrate anymore where can i go/do? please, desperate in Penzance.

Similar Threads:

• Anyone dealing with Alliance & Leicester over charges?
• Alliance & leicester charges
• Alliance & Leicester charges
• Alliance & Leicester charges & Abbey
• Alliance and Leicester won't discuss charges with me!

Sorry to hear of your trouble with A&L, if it helps ive been in that exact situation before and when i called they dropped a couple of the charges.
If I were you though I'd start a claim as soon as you sort out your finances, to try and get all of you money back!!

thanks guys but they refunded half my first dd charge 2 weeks ago and refuse anymore refunds, the only thing i was told just a moment ago is to close the account and pay off the o/d or TAKE OUT A LOAN with them!! what are the b*******s like? Ive been in contact with the CCCS in the past month and they have advised me to do a few things that i will do asap, perhaps i have an unassertive voice and theyre out to get me whatever, thats wot it feels like. Thanks anyway...

Did they advise you to take out a loan to repay debts, because banks aren't meant to do that. Bank staff are not qualified finacial advisors and cannot therfore advise you on how to clear your debt, they are only reallt meant to ask if anyone else can 'help' repay the debt etc. So remember they can ask they cant advise.

Hi, guitardoctor, sorry to hear of your dire straits.

Your only recourse with A&L now would appear to be a claim against them for the charges. I suppose you are aware that you can take this back 6 years?

The downside is that it is going to take you some time (which obviously won't help feed your kids today!), and you will have to find the money to pay for the court case when the time arrives (unless you are on any benefits).

I hope you have a sympathetic relative somewhere who can help bail you out in the short term - the kids need food on their plates.

Luck, dude.

Thanks there its nice to see someone out there cares! Managed to scrounge some money from Dad! a short term loan from him until my pay cheques arrive (another week or 3), guess I'll keep on hanging....