Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

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  1. #1
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    frenchieboy Novitiate

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    Cool Frenchie v Woolwich what now?

    Hi everyone, Have sent our first 2 letters asking the Woolwich oh so nicely for our charges back each time telling them they have 14 days to respond. The second deadline for their reply is 5/10/06. Received a letter dated 28/9/06 from Woolwich saying they have sent our complaint to Barclaysicon Customer Relations. We want to send our third letter complete with interesticon this friday 6/10/06 but now not sure whether to send it to the Woolwich or to Barclays. Would it be best to send our next letter to Barclays along with copies of all previous correspondence? Would be grateful if someone can give us a bit of advice on this one. Cheers

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  2. #2
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    Default Re: Frenchie v Woolwich what now?

    If you have already sent a preliminary letter and the lbaicon, then I wouldn't bother to write any more letters; they have already had 28 days to respond to your claim - its time to file your claim either on Moneyclaim or at your local county courticon. Good luck

    Preliminary Letter sent to Woolwich 05/06
    LBA sent 19/06
    Court claim filed 04/07 : Total £824.75
    Acknowledgement of Service 27/07
    Defence received 08/08
    AQ filed 11/08
    Barclays AQ filed 05/09
    Hearing date 20/12
    SETTLED IN FULL £840.49: 14/12/06

  3. #3
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    Default Re: Frenchie v Woolwich what now?

    File your claim most important thing is stick to your deadlines let them know you are serious !


  4. #4
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    Default Re: Frenchie v Woolwich what now?

    Thanks for that, we received a letter from Barclaysicon today signed by Mike Brophy usual stuff blah blah a full report or an update on our progress will be sent to you within eight weeks blah blah so we'll be putting our claim in on Friday, We'll keep you all posted!!


  5. #5
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    Default Re: Frenchie v Woolwich what now?

    it may be worth a letter to them once you have filed with the claim details in full, if you send that recorded they then cant claim the knew nothing about it and get any judgement set asideicon. they will deffo take you more seriously when you put "notice of action" at the top of the letter.

    me against the abbey Paid in full (donation made)
    me against the woolwich Paid in full(donation made)
    me against HSBC Paid in full(donation made)


    beware the scrapbooker, for she has a long memory and sharp knives

  6. #6
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    Default Re: Frenchie v Woolwich what now?

    Hi I was thinking that even though we have received the letter from Barclaysicon (hopefully this means they have all previous correspondence from the Woolwich) we'll send photocopies of everything along with our Notice of Action that way they can't stall claiming they don't have all the information. Thanks for your help


  7. #7
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    Default Re: Frenchie v Woolwich what now?

    Of course it is up to you, but I wouldn't waste any more time and effort sending letters to them. You have already sent 2 letters to The Woolwich, and I expect that they have passed the file on to Barclaysicon.

    Time to litigate!!

    Preliminary Letter sent to Woolwich 05/06
    LBA sent 19/06
    Court claim filed 04/07 : Total £824.75
    Acknowledgement of Service 27/07
    Defence received 08/08
    AQ filed 11/08
    Barclays AQ filed 05/09
    Hearing date 20/12
    SETTLED IN FULL £840.49: 14/12/06

  8. #8
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    Default Re: Frenchie v Woolwich what now?

    Yes - Time to file now!!
    Have had exactly the same correspondence from Woolwich then Barclaysicon.
    You will probably get an offer letter next. "as a token of their generosity"!! probably 50%.
    Tell them that you will accept it as a part offer only and you will pursue the rest in court.(follow the guidelines in the FAQ's)
    Good Luck - keep us posted.
    I am about the same position with the Woolwich and one step on with the Natwesticon.

    NatWest
    01-08-06 - Request for refund sent etc followed by all the other nonsense!!
    18-10-06 - Settled in full - DONATION to site made
    Woolwich
    01/08/06 - Prelim letter sent
    03/08/06 - Acknowledge letter received from Woolwich
    18/08/06 - 2nd letter from Woolwich
    21/08/06 - Acknowledge letter received from Barclays
    13/09/06 - Offer letter received
    19/09/06 - Confirmed I will settle at my amount sent
    06/10/06 - No reply so LBA sent
    02/11/06 - MCOL filed
    21/11/06 - Acknowledged rec
    05-12-06 - AQ rec & returned
    23-03-07 - Court date!!

    Capital One x2
    16/11/06 - S.A.R Rec
    Wifes Capital One x 2
    18/11/06 - S.A.R Rec

  9. #9
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    Default Re: Frenchie v Woolwich what now?

    Boy did that feel good!! Have filed our claim obviously paid with our Woolwich debit card!! Will get the letter off to Barclaysicon tomorrow letting them know what we've done then sit back & wait wont hold our breath probably be a long wait! Thanks for your advice peeps


  10. #10
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    Default Re: Frenchie v Woolwich what now?

    Good Luck !


  11. #11
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    Wink Re: Frenchie v Woolwich what now?

    Just spent about an hour sifting through the libraries & other threads looking for a notice of action letter to send to Barclaysicon, have re-read lbaicon letter & it looks as if we don't send them another one! do we just sit back and wait now without making any further contact with Barclays? Sorry having a dim moment!


  12. #12
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    Default Re: Frenchie v Woolwich what now?

    Yes, now that you filed your claim, you have to wait for Barclaysicon to acknowledge which they have to do within 14 days, and then they normally wait for another 14 days and file a defenceicon. Then the court will send out the Allocation Questionnaires to each side, and once those are returned to the court, a judge will decide on a hearing date.

    From now on you dont really have to make any more contact with Barclays, unless of course they contact you to settle in full

    Preliminary Letter sent to Woolwich 05/06
    LBA sent 19/06
    Court claim filed 04/07 : Total £824.75
    Acknowledgement of Service 27/07
    Defence received 08/08
    AQ filed 11/08
    Barclays AQ filed 05/09
    Hearing date 20/12
    SETTLED IN FULL £840.49: 14/12/06

  13. #13
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    Default Re: Frenchie v Woolwich what now?

    That would be a nice thought, but after following everyone elses stories I dont think thats likely still we can hope. Still we've got our Morgan Stanley, Barclaycard, MBNAicon & Abbeyicon to keep us busy now. Thanks everyone for your advice & support


  14. #14
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    Default Re: Frenchie v Woolwich what now?

    Got our Notice of Issue today in Northampton could they have chosen a court further away from us!! Is it usual to pick a Court at random? Quite excited now!


  15. #15
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    Default Re: Frenchie v Woolwich what now?

    Apparently all Moneyclaim On Line go through Northampton initially but if it goes to court then it will be a nearer one to you (or so Ive read!!)

    Good Luck

    NatWest
    01-08-06 - Request for refund sent etc followed by all the other nonsense!!
    18-10-06 - Settled in full - DONATION to site made
    Woolwich
    01/08/06 - Prelim letter sent
    03/08/06 - Acknowledge letter received from Woolwich
    18/08/06 - 2nd letter from Woolwich
    21/08/06 - Acknowledge letter received from Barclays
    13/09/06 - Offer letter received
    19/09/06 - Confirmed I will settle at my amount sent
    06/10/06 - No reply so LBA sent
    02/11/06 - MCOL filed
    21/11/06 - Acknowledged rec
    05-12-06 - AQ rec & returned
    23-03-07 - Court date!!

    Capital One x2
    16/11/06 - S.A.R Rec
    Wifes Capital One x 2
    18/11/06 - S.A.R Rec

  16. #16
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    Arrow Re: Frenchie v Woolwich what now?

    as you are an individual the case should be held at a court near you but if its MCOL it will be Northampton to start wiv

    Much Luck dont think you wil need it tho.
    Al.


  17. #17
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    Default Re: Frenchie v Woolwich what now?

    Oh'er our lines have crossed


  18. #18
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    Default Re: Frenchie v Woolwich what now?

    Thanks Yep its MCOL, thats ok then thought we'd be travelling up the M1 to say hello to the nice Judge!


  19. #19
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    Default Re: Frenchie v Woolwich what now?

    Received a letter today offering 950.00 as full & final settlement, will be sending a letter saying we will accept it as an interim payment but will be persuing the claim for the full amount, watch this space....


  20. #20
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    Arrow Re: Frenchie v Woolwich what now?

    Go get em Frenchy



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