Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
Claim deemed served yesterday 2nd, letter recived today offering full refund, alright it was only for £147 and it was my second claim, but was that fast or what.
Jeep (The Wife & I)
Halifax joint a/c (£3800 charges + £40 interest on charges over 11 years) - paid in full 23/06/06
Halifax joint a/c new charges £1100 - LBA sent 02/08/06
Halifax 2nd a/c (£1500 charges + £150 interest on charges) - partial payment received 13/07/06 (no s69 interest) - AQ filed 07/08/06 - Court awarded 50% of s69 interest (Bank didn't turn up!)
Halifax Visa (#1) Data Protection Act sent - statements arrived - £350 so far
Halifax Visa (#2) Data Protection Act sent - refunded £170 DONATE - Support this site, it supported you! Follow the route: FAQs > Template Library > Parachute Account > Bank Forums > Spreadsheet All advice given in good faith and without prejudice or liability, to be taken at your own risk!
There seems to be a new pattern emerging.
MCOL submitted 02 October, Notice of Issue received 03 October, Halifax letter offering full amount (£3640+£939.34+£120) within 5 days received 04 October.
Usual rubbish about no admission of liability, will withdraw the banking facilities if we incur future charges.....
:o
(same day, letter with new charges for £79!)
I now feel like a customer again and not a victim.
Going to tackle my wife's Halifax account next, bring it on.
Could this be the fastest payout
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