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    • Oil and gold prices have jumped, while shares have fallen.View the full article
    • Thank you for your reply, DX! I was not under the impression that paying it off would remove it from my file. My file is already trashed so it would make very little difference to any credit score. I am not certain if I can claim compensation for a damaged credit score though. Or for them reporting incorrect information for over 10 years? The original debt has been reported since 2013 as an EE debt even though they had sold it in 2014. It appears to be a breach of the Data Protection Act 1998 Section 13 and this all should have come to a head when I paid the £69 in September 2022, or so I thought. The £69 was in addition to the original outstanding balance and not sent to a DCA. Even if I had paid the full balance demanded by the DCA back in 2014 then the £69 would still have been outstanding with EE. If it turns out I have no claim then so be it. Sometimes there's not always a claim if there's blame. The CRA's will not give any reason for not removing it. They simply say it is not their information and refer me to EE. More to the point EE had my updated details since 2022 yet failed to contact me. I have been present on the electoral roll since 2012 so was traceable and I think EE have been negligent in reporting an account as in payment arrangement when in fact it had been sold to a DCA. In my mind what should have happened was the account should have been defaulted before it was closed and sold to the DCA who would then have made a new entry on my credit file with the correct details. However, a further £69 of charges were applied AFTER it was sent to the DCA and it was left open on EE systems. The account was then being reported twice. Once with EE as open with a payment arrangement for the £69 balance which has continued since 2013 and once with the DCA who reported it as defaulted in 2014 and it subsequently dropped off and was written off by the DCA, LOWELL in 2021. I am quite happy for EE to place a closed account on my credit file, marked as satisfied. However, it is clear to me that them reporting an open account with payment arrangement when the balance is £0 and the original debt has been written off is incorrect? Am I wrong?
    • OMG! I Know! .... someone here with a chance to sue Highview for breach of GDPR with a very good chance of winning, I was excited reading it especially after all the work put in by site members and thinking he could hammer them for £££'s and then, the OP disappeared half way through. Although you never know the reason so all I can say is I hope the OP is alive and well regardless. I'd relish the chance to do them for that if they breached my GDPR.
    • The streaming giant also said it added 9.3 million subscribers in the first three months of the year.View the full article
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esa and return to work credit


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Hi all i am currently on esa my sick note runs out next week.

 

I have been currently getting ready to go self employed, so as of next week i will end my esa claim, i was due to have a medical last week, my firend had agreed to take but their car had broke down so i couldnt get there.

 

I rang and rearranged my appointment for today, except yesterday i hurt my back while trying to some work in the garden, i rang first thing this morning to sy i couldnt get to the medical, and was told i was not able to change the appointment and i still had to attend, i informed the girl on the phone i could not even stand up straight let alone attempt several bus journeys and then a walk to the centre.

 

I am now in a bit of a panic as i was coming off esa next week anyway, but i know i will hear from the esa people as to why i didnt attend the medical, i am worried as once i come of esa i was going to apply for return to work credit as i will have no money until the business gets going.

 

 

Would they stop my esa from today?

 

Would be greatful of any help

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They may do, you failed to attend your medical and will have to show good reason for not attending,

If they do suspend and close then you will not be entitled to your Job Grant HBRO etc etc.

You will have to give them a ring and see what they say Monday, what a shame you didnt start your self employment last Monday :(

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i did think that my claim was up this thursday but when i rang them they said my sick note runs out on the 21st.

 

i am confused with sick notes, i was first signed off on march 16 th for 4 weeks

 

then april 13th for 4 weeks

 

then may 11th for five weeks.

 

does my claim start from the day i was signed off? when was/is my 13th week incase i have got dates wrong

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i have no idea thats what they told me when i rang them up on thursday to find out when my sick note ended.

 

Tink i will give them another ring in the morning to find out what is going on, does this mean i may be in the clear and be able to get my return to work credit?

 

and thanks for your help x

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i have no idea thats what they told me when i rang them up on thursday to find out when my sick note ended.

 

Tink i will give them another ring in the morning to find out what is going on, does this mean i may be in the clear and be able to get my return to work credit?

 

and thanks for your help x

 

If they are saying you are ok to the 21st and you bring your S/E start date forward to start before the 21st , you will be enitled to it all if its accepted :)

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Return to Work Credit is a tax-free payment of £40 per week for people that have, or have had, a health condition or disability.

It can be payable for up to 52 weeks as long as:

 

  • your job is expected to last at least five weeks
  • you are working on average over 16 hours a week
  • your gross earnings do not exceed £288.46 per week, or £1,250 per month
  • you are earning at least the National Minimum Wage
  • you have been getting an incapacity benefit for 13 continuous weeks or more
  • you have started work or will be starting work within the five-week period immediately after being entitled to a qualifying benefit

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ok so would i end my claim say the 20th , the lady i spoke to said i will get my 2week payment on the 21st and to ring back then and end the claim or could i do it from say monday that i went self employed?

 

Sorry if im confusing you x

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no problem we got a number from jc phoned them answered a few questions she sent form out we filled it in sent it back then got award notice saying it could take 5 weeks before we got any payments might take longer for self employed but just fill it in and see how u get on

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Before you dive in I would ring up and confirm what indeed is your last date of ESA that covered by your sick note first..

If you are owed benefit you WILL be paid up to the date your sick note covers.

If you ring up and end your claim they can pay you by FP, same day banking for your last paymrent.

 

If you are starting full time work you need to start it the day after your med cert runs out , to get job grant and HBRO

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i was told by a mate that the return to work credit takes about 2 weeks to get sorted and the job grant took a month to come through.

 

Im still not sure what day to end my claim.

 

JOB grant is paid the same day you notify the office takes three days to credit

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suzibear already got the forms from jobcentre, and my business advisor as signed them so just need to get them in the post on monday morning, also need to ring for tax credits to confirm date of self employment as i have already been in touch with them.

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I've seen that those going self employed have to fill out a weekly working hours sheet, and that you have to go in and review your situation after the first 10 weeks, and then after 26 weeks. Anyone know If this is correct?

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