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    • They have defended the claim by saying that the job was of unsatisfactory standard and they had to call another carpenter to remedy. My husband has text messages about them losing the keys a second time and also an email. What do they hope to achieve??? Most importantly,  as far as I have seen online, now I need to wait for paperwork from the court, correct?
    • The Notice to Hirer does not comply with the protection of Freedoms Act 2012 Schedule  4 . This is before I ask if Europarks have sent you a copy of the PCN they sent to Arval along with a copy of the hire agreement et. if they haven't done that either you are totally in the clear and have nothing to worry about and nothing to pay. The PCN they have sent you is supposed to be paid by you according to the Act within 21 days. The chucklebuts have stated 28 days which is the time that motorists have to pay. Such a basic and simple thing . The Act came out in 2012 and still they cannot get it right which is very good news for you. Sadly there is no point in telling them- they won't accept it because they lose their chance to make any money out of you. they are hoping that by writing to you demanding money plus sending in their  unregulated debt collectors and sixth rate solicitors that you might be so frightened as to pay them money so that you can sleep at night. Don't be surprised if some of their letters are done in coloured crayons-that's the sort of  level of people you will be dealing with. Makes great bedding for the rabbits though. Euro tend not to be that litigious but while you can safely ignore the debt collectors just keep an eye out for a possible Letter of Claim. They are pretty rare but musn't be ignored. Let us know so that you can send a suitably snotty letter to them showing that you are not afraid of them and are happy to go to Court as you like winning.  
    • They did reply to my defence stating it would fail and enclosed copies of NOA, DN Term letter and account statements. All copies of T&C's that could be reconstructions and the IP address on there resolves to the town where MBNA offices are, not my location
    • Here are 7 of our top tips to help you connect with young people who have left school or otherwise disengaged.View the full article
    • My defence was standard no paperwork:   1.The Defendant contends that the particulars of claim are generic in nature. The Defendant accordingly sets out its case below and relies on CPR r 16.5 (3) in relation to any particular allegation to which a specific response has not been made. 2. Paragraph 1 is noted. The Defendant has had a contractual relationship with MBNA Limited in the past. The Defendant does not recognise the reference number provided by the claimant within its particulars and has sought verification from the claimant who is yet to comply with requests for further information. 3. Paragraph 2 is denied. The Defendant maintains that a default notice was never received. The Claimant is put to strict proof to that a default notice was issued by MBNA Limited and received by the Defendant. 4. Paragraph 3 is denied. The Defendant is unaware of any legal assignment or Notice of Assignment allegedly served from either the Claimant or MBNA Limited. 5. On the xx/xx/2023 the Defendant requested information pertaining to this claim by way of a CCA 1974 Section 78 request. The claimant is yet to respond to this request. On the xx/xx/2023 a CPR 31.14 request was sent to Kearns who is yet to respond. To date, xx/xx/2023, no documentation has been received. The claimant remains in default of my section 78 request. 6. It is therefore denied with regards to the Defendant owing any monies to the Claimant, the Claimant has failed to provide any evidence of proof of assignment being sent/ agreement/ balance/ breach or termination requested by CPR 31.14, therefore the Claimant is put to strict proof to: (a) show how the Defendant entered into an agreement; and (b) show and evidence the nature of breach and service of a default notice pursuant to Section 87(1) CCA1974 (c) show how the claimant has reached the amount claimed for; and (d) show how the Claimant has the legal right, either under statute or equity to issue a claim; 7. As per Civil Procedure Rule 16.5(4), it is expected that the Claimant prove the allegation that the money is owed. 8. On the alternative, as the Claimant is an assignee of a debt, it is denied that the Claimant has the right to lay a claim due to contraventions of Section 136 of the Law of Property Act and Section 82A of the consumer credit Act 1974. 9. By reasons of the facts and matters set out above, it is denied that the Claimant is entitled to the relief claimed or any relief.
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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esa and return to work credit


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sadone this is correct you have to provide proof of trading ie. invoices if you have purchased stuff for the buisness, recipets etc for work.

 

Suzibear i am sorted i hope lol im going self employed as a nail technician this has taken me 2 years to get this far, and last week i recieved confirmation from my council to work from home doing it, i have chronic back pain and at the moment have no car.

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Just check out that date on the final sick note before you do anything when you make the call

 

i will do mike, will phone them first thing in the morning and get that checked, then ring day after payment to close claim?

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i will do mike, will phone them first thing in the morning and get that checked, then ring day after payment to close claim?

 

you just need to be sure what date your med cert covers you to

then start the full timework next day :)

it must be continous to get HBRO and Job Grant :)

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I want to work at home too due to my mobility problems, but I was worried about the council trying to pin business rates on me. I've seen a few horror stories on the net that worried me.

 

I'd be using an old bedroom too, (the upper floors of my house are in bad state of repair and only really fit for storage anyway) so I was thinking of putting up a table in there.

 

I wonder If that would be okay with them?

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sadone my council just required me to fill a form in with what i would be doing, what hours i would be working, what i would have stored in the room for work use.

 

I then got a visit from my housing officer and he asked me two questions, then said he was waiting for the planning deptment and the roads deptment to get back to him, but didnt think there was any problems.

 

Business rates is payable if you use a room dedicated to work only, so as mine is a bedroom im fine.

 

Best thing to do is check on your council website and see what info you can find out as all councils are different.

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Thanks for that. I have a feeling as It's a room full of my old clutter/movie collections that they may think It's already looking like an art room. I may just stay low until I can figure out how much I'd need to work away from home and how much at home.

 

Why did they need to talk to planning and road? It's not like you were asking to build an extension or something.

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I've read up on the rules and as I was self employed before I claimed esa and I'm intending to go back to what I originally did for 20 years but at a vastly reduced hours that I don't need to present a business plan. I hope thats still correct.

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I will do, once i have spoke to them tomorrow will post up etc, i had no choice but to go selfmeployed i spent 10 yrs as a senior carer and nvq assessor, but because it wrecked my back when i moved to scotland it was impossible to get a job because of it, so i decided the way forward was self employment.

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sadone the questions were, would my business effect how many people came to my flat i said no as it was by appointment only.

 

and would it make a difference with extra cars etc parking and that was no again and the parking issue was why he got sent out by the boss to check it out

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Ok i have finally got through to DWP today ref ESA my 13th week was last friday, i am due a payment this thursday from them, the girl also confirmed this.

 

I asked if i ended my claim today will you pay me up to the sick note runs out, was told no, she said if i am closeing the claim to ring back on thursday morning, and close the claim then as i would loose money by doing it today.

 

So on thursday i end my claim for ESA and will claim reutrn to work credit and tax credits, plus job grant, just hope it doesnt take to long to come through.

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Ok i have finally got through to DWP today ref ESA my 13th week was last friday, i am due a payment this thursday from them, the girl also confirmed this.

 

I asked if i ended my claim today will you pay me up to the sick note runs out, was told no, she said if i am closeing the claim to ring back on thursday morning, and close the claim then as i would loose money by doing it today.

 

So on thursday i end my claim for ESA and will claim reutrn to work credit and tax credits, plus job grant, just hope it doesnt take to long to come through.

 

Please let us know how you get on. :) As I'm so close to having my medical I'm thinking of still sending off the form and then maybe ending my claim before I get any result back. I need to get onto that advisor first too.

 

Also let us know about your experience with Tax credits as although I could claim I'm still very wary of doing so.

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