Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
1st post here but i've been a lurker/reader for quite a while.
I'm going to be claiming bank charges back from Intelligent Finance (IF) who are a sub division of the Halifax plc.
However, IF's address is in scotland which monayclaim tell me I am not able to make a claim against so I've had to enter the Halifax plc addy (english) on my moneyclaim form.
I havent started the claim yet - just filled in the basc details & saved it.
Does anyone have any advice as to whether this will cause any problems?
Hi Sarah. First things first, have you sent off your letter asking for repayment? I know how exciting it can be going to get your money back however its really important to follow the correct procedure.
If you are based in the UK, then why not pop into your local county court and use the good old fashioned N1 at the time you are going to court? Ok i know it means you have to actually take time out to go the court but if you want your money back! I did it this way, and have indeed continued to use the N1 as i like the extra space it gives for wording. You can download the form from the courts website. Chances are as its not the correct addy on the claim form it could cause problems as they will be issuing the papers to the wrong address, which will delay things. Good luck
All advice is given purely from personal experiences . If you are in doubt you should always seek legal / financial advice .
If i have helped in any way please let me know via personal message, IM in aol or clicking on my scales go on you know you want to really!!
Halifax Claim Data Protection Act: 20/06/06, LBA: 11/07/06, N1: 7/8/06, Paid in full 25/8/06
Swift Claim Data Protection Act: 5/8/06, Request for Payment 19/8/06, LBA 4/9/06 Sod off response with paltry offer (accepted as part payment) 22/09/06 N1 filed 25/09/06, deemed served 11/10/06 No part payment recieved to date
GMAC Claim Data Protection Act 21/08/06 Request for Payment 11/09/06 LBA 25/09/06 N1 Filed 11/10/06, deemed served 19/10/06
As its under the HBOS umbrella....you should be ok.
Welcome to the forum.
Have a look at the other claims.
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yes I was right ......just found this.
Their Uk reg office is same as Halifax
Intelligent Finance is a division of Halifax plc. Registered in England No.2367076. Registered Office: Trinity Road, Halifax, West Yorkshire HX1 2RG. This site is intended only for people who live in the UK and you must be a UK resident to apply for our products.
If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.Private message facilities are offered for users to communicate issues that are/or could be seen to be inappropriate for posting on the main forum.Site rules explain this in more detail.If you are approached by private message with a view to asking you to visit another website,please inform the site team via the report icon. Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed. Donations help CAG to help YOU Click here
Thankyou Martin, thats a really useful piece of info as i was sure it would cause problems.
All advice is given purely from personal experiences . If you are in doubt you should always seek legal / financial advice .
If i have helped in any way please let me know via personal message, IM in aol or clicking on my scales go on you know you want to really!!
Halifax Claim Data Protection Act: 20/06/06, LBA: 11/07/06, N1: 7/8/06, Paid in full 25/8/06
Swift Claim Data Protection Act: 5/8/06, Request for Payment 19/8/06, LBA 4/9/06 Sod off response with paltry offer (accepted as part payment) 22/09/06 N1 filed 25/09/06, deemed served 11/10/06 No part payment recieved to date
GMAC Claim Data Protection Act 21/08/06 Request for Payment 11/09/06 LBA 25/09/06 N1 Filed 11/10/06, deemed served 19/10/06
intelligent finance vs lil old me
plc.
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Re: intelligent finance vs lil old me
is given purely from personal experiences 
. If you are in doubt you should always seek legal / financial advice
.
go on you know you want to really!!
