Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)



Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
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  1. 2nd October 2006 21:55 #1
    kokomar kokomar is offline
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    Default Koko vs Student Loan Company

    That's it folks I'm on a roll. I sent a SARicon by recorder delivery today to the SLC. Actually I'm only missing 2 statements, not bad after 12 years. I have listed my charges on the statements I have, they come to £180 and the best bit is that the first charge didn't occur until 29/6/01 so all the charges they ever added are within the last 6 yearsicon!

    As I've mentioned elsewhere they gave me a nasty shock earlier this year telling me "no more deferments, pay up now" long story. I'm paying off £1K in six monthly installments (cripling). Anyway the last installment is due 10/12/06, the SARicon data should be with me no later than 20/11/06. What do you all reckon should I with-hold the last installment as it is wholly comprised of their charges and ask them to alter their records accordingly or should I pay up like a good little girl and try to get the money refunded? No idea which way to go so would appreciate suggestions!

    Koko

    Similar Threads:
    Lloyds TSB Current Account/Joint Account/Business Account (ST not Ltd) PL 30/8/06; lba 14/9/06; N1 filed 24/10/06
    M&SFS Credit Card SAR16/9/06; partial data rec'd; 11/10 written; in correspondence
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  2. 2nd October 2006 21:58 #2
    kokomar kokomar is offline
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    Default Re: Koko vs Student Loan Company

    Er correction just counted my fingers and toes twice to work out the SARicon should be with me no later then 11/11/06 (I think)!

    Lloyds TSB Current Account/Joint Account/Business Account (ST not Ltd) PL 30/8/06; lba 14/9/06; N1 filed 24/10/06
    M&SFS Credit Card SAR16/9/06; partial data rec'd; 11/10 written; in correspondence
    Lloyds TSB Credit Card SAR16/9/06; partial data rec'd 14/10; written 30/10/06 ext'd timelimit;
    Student Loans Company Ltd SAR2/10/06 silence!!!
    Lloyds TSB PPI on Loans CCA & SARsent 21/10/06

    Partner:
    Lloyds TSB Current Account SAR3/10/06 silence !!!
    Credit Cards:
    Lloyds TSB SAR3/10/06; rec'd 26/10 back burner for now
    Marbles SAR3/10/06; rec'd 26/10 back burner for now
    Monument SAR3/10/06
    Virgin SAR3/10/06
    Morgan Stanley SAR3/10/06; partial data rec'd; 19/10 CCA req; 24/6/06 rec'd; in correspondence
    Barclaycard SAR3/10/06; data rec'd; 14/10 written with CCA request; 24/6/06 rec'd; in correspondence
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  3. 11th October 2006 20:31 #3
    livity livity is offline
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    Default Re: Koko vs Student Loan Company

    Quote Originally Posted by kokomar
    What do you all reckon should I with-hold the last installment as it is wholly comprised of their charges and ask them to alter their records accordingly or should I pay up like a good little girl and try to get the money refunded? No idea which way to go so would appreciate suggestions!
    Koko
    If you can afford it, pay up but enclose your letter before actionicon with the payment (like a bad little girl!)

    The SLC has been in debt to me twice in the past two years as a result of unlawful penalty charges. It repaid reasonably promptly after receiving the letter before action - expect delaying tactics, like asking for more time (like they can't scrape together £20!) then repaying *just* after the deadline ("the cheques in the post").

    Very best of luck, these clowns need to wake up and smell the law.

    Best wishes
    Livity (it's better than "free-dumb")
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  4. 12th October 2006 09:54 #4
    kokomar kokomar is offline
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    Default Re: Koko vs Student Loan Company

    Thanks Livity, they cashed my cheque straight away but I haven't had the data yet - not surprised really we're nowhere near the deadline of 11th Nov. My last payment is due 10th December so the timing for the lbaicon couldn't be more perfect. I will follow your example. Thanks. Koko

    Lloyds TSB Current Account/Joint Account/Business Account (ST not Ltd) PL 30/8/06; lba 14/9/06; N1 filed 24/10/06
    M&SFS Credit Card SAR16/9/06; partial data rec'd; 11/10 written; in correspondence
    Lloyds TSB Credit Card SAR16/9/06; partial data rec'd 14/10; written 30/10/06 ext'd timelimit;
    Student Loans Company Ltd SAR2/10/06 silence!!!
    Lloyds TSB PPI on Loans CCA & SARsent 21/10/06

    Partner:
    Lloyds TSB Current Account SAR3/10/06 silence !!!
    Credit Cards:
    Lloyds TSB SAR3/10/06; rec'd 26/10 back burner for now
    Marbles SAR3/10/06; rec'd 26/10 back burner for now
    Monument SAR3/10/06
    Virgin SAR3/10/06
    Morgan Stanley SAR3/10/06; partial data rec'd; 19/10 CCA req; 24/6/06 rec'd; in correspondence
    Barclaycard SAR3/10/06; data rec'd; 14/10 written with CCA request; 24/6/06 rec'd; in correspondence
    Reply With Quote Reply With Quote
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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE