Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
Hi
I got my bank statements, just about to send preliminary letter but I can't seem to find the draft of the "letter before action" in the library, it was there a a week or so ago. Am I just being blind or has it moved?
Alecto, Magaera et Tisiphone: Nemesis on Earth is come.
All advice and opinions given by Spiceskull are personal, and are not endorsed by Consumer Action Group or Bank Action Group. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.
I received my bank statements last week, so far free of charge. I calculate they owe me about £1700. I posted my preliminary letter through their letter box last night and I have had a phone call today.
They were asking if they could borrow my copies of my bank statements as if they requested their own it would take a week or so, therefore eating into their 14 days.
I couldn't see any reason to refuse and said I would drop them in tomorrow. Anyone see any problem with this?
At least they not just telling me to get lost or at least not yet!!
Yeah ask them to copy them as you want them back.
How many statement pages are you talking about? It may take them a while to copy them all!!
Showing you are willing to help speed up the process will only help your cause as well.
(Yes I work for a bank but am here to help! Please be nice to me! )
Hi
I received a reply last week, very similar to those others have had, going to send the "the letter before action" one tomorrow. Does the 14 days exclude weekends and bank holidays?
not looking forward to court action part, but at the moment so skint with their fines, will certainly be going ahead with it.
Mebbees you should also make a charge for the copies as the banks are not slow in asking for a fee for any of my requests for a copy of my statement. :o)
Mebbees you should also make a charge for the copies as the banks are not slow in asking for a fee for any of my requests for a copy of my statement. :o)
Hi
I've just had confirmation that my small claims action has been issued by my local county court, RBS have until 09/06/06 to acknowledge it. My claim is about £2500 including interest but I haven't put an actual amount as if it goes to court i want the payment to be as upto date as possible.
By the way the RBS have only just cashed my cheque for the DPA info which was sent to them about 8 weeks ago, so don't think they won't. It was at a very inconvenient time for me, ie. no money!!!!
update: RBS only have until tomorrow to acknowledge my claim but knowing my luck they will. The b******s will have had £300 off me in the last 2 weeks, talk about stuffing me up good & proper!!!!
I have applied for my judgement today, as the RBS have not acknowledged my claim, or at least as far as I know as the clerk who is dealing with it at the court has, needless to say been away and there is a delay of about 2 weeks before I might hear anything more definite.
I claimed an unspecified amount which seems to make it more complicated and require a hearing with the judge. Anyone else had this or got any info or advice?
Please con someone change the title of my thread to sbroad v RBS, thanks
My judgement will be issued against rbs on monday, which is i assume they will recieve it according to the court. I suppose they will then just have it set aside to delay things even more.
I'm going to my local court tomorrow to send the bailliffs in, unless they've replied since to their judgement since monday. It all seems to be a wait and see game.
I'm going to my local court tomorrow to send the bailliffs in, unless they've replied since to their judgement since monday. It all seems to be a wait and see game.
Make Sure you keep us updated...
My Branch have asked for copies of my statements from me after telling me twice that they are only able to order them at weekends because of the amount of statements and after 2 monday morning phonecalls was told it would be another week.
I took a copy and gave them the originals... they have had them 2 days now and apparently they are sitting on the branch managers desk... is she using them to scribble on? If I dont get a result by this monday i'll be starting a small claims, I'm due about 1500 worth of charges.
Well! according to the Court, the bailiffs have signed off as the RBS told them they had paid me in full on 02/08/06. You would think I might have noticed a little matter of £2500 going into my account. I didn't because, of course it hadn't!! Lying *****'s So now I have to re-issue the warrant - more time.
I also don't understand why I wasn't contacted at the time to make sure I had been paid. All a bit strange and very annoying.
I also don't understand why I wasn't contacted at the time to make sure I had been paid. All a bit strange and very annoying.
When I phoned the bailiffs, which I did about 4 times I was told that I would get a report in due course. Needless to say, I never did. It wasn't until I acted on your post (thanks) that I found out what was going on. I still haven't heard from RBS though
sbroad v RBS
" in the library, it was there a a week or so ago. Am I just being blind or has it moved?
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Re: can't find "Letter before action draft "
RBOS preliminary letter sent
Originally Posted by easyonthebrain
Re: sbroad v RBS
I was told that I would get a report in due course. Needless to say, I never did. It wasn't until I acted on your post (thanks) that I found out what was going on. I still haven't heard from