Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

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  1. #1
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    ntomlinson8873 Novitiate

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    Default Neil vs Nationwide **WON**

    Just putting together the info for my claim against NW. Have spent ages reading threads & info on here so I hope I'm doing it right. Recieved details of my statements & charges back from them yesterday, so now to add them all up and get the relevant letter sent off. A quick total looks like about 1200 pounds.
    Here's hoping. I'll keep you posted

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  2. #2
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    Default Re: Neil vs Nationwide

    Welcome!
    We're all at different stages here but a very friendly bunch - just follow the advice regarding timescales and letters etc and you'll soon have your money!


  3. #3
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    Default Re: Neil vs Nationwide

    Prelim letter sent off today in the hope of getting my 1156.50 back. Here's hoping!!


  4. #4
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    Default Re: Neil vs Nationwide

    Just had a thought.... Although I'm claiming back about £1200 from Nationwideicon I also have and index linked ISA saving account with them. Its doing OK and holds a few grand and is making a bit o cash for me for the long term future.

    Are they likely to try and close this if I win my case against them?

    I've only sent my prelim leter so far and (heard nothing back) and i'm waiting to send my lbaicon.


  5. #5
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    Default Re: Neil vs Nationwide

    The rules on ISAs are different. If they retaliated by closing your ISA they would have effectively taken away the opportunity for a proportion of your tax free investment for the relevant year. This could dump a whole heap of problems on their laps if you felt like making an issue of it. I think that even Nationwideicon would baulk at this.


  6. #6
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    Default Re: Neil vs Nationwide

    thanks. just have to wait and see what happens if i'm successful.

    personally i think they'l be in deep doo doo if they try touching that account. I'm not in debt to Nationwideicon and the money in the ISA has been invested over a period of 7 or 8 years.


  7. #7
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    Default Re: Neil vs Nationwide

    Quote Originally Posted by ntomlinson8873
    thanks. just have to wait and see what happens if i'm successful.

    personally i think they'l be in deep doo doo if they try touching that account. I'm not in debt to Nationwideicon and the money in the ISA has been invested over a period of 7 or 8 years.
    I don't think you need to worry - it would be a huge can of worms for them to open!;-)


  8. #8
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    Default Re: Neil vs Nationwide

    No reply from my Prelim request so lbaicon went off on Friday by Recorded, Signed For delivery.
    I'm still using my branch address. Is this ok? Most of my correspondence has previously come from them


  9. #9
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    Default Re: Neil vs Nationwide

    They have only said they are closing my current account, not even mentioned the esavings (although I know that will go anyway), I have a savings account with them but they have not mentioned it.

    If I have helped click my scales....

    Find my threads by [URL="http://www.consumeractiongroup.co.uk/forum/search.php?do=process&showposts=0&starteronly=1&exactname=1&searchuser=debt_mountain"]clicking here [/URL]

  10. #10
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    Default Re: Neil vs Nationwide

    Moneyclaim day in 2 minutues!!!! That's my job for tomorrow night!
    I've read lots of threads on her and I'm pretty confident I know what I have to do.

    I can just file the claim online cant I, without actually having to go down to my local courthouse?


  11. #11
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    Default Re: Neil vs Nationwide

    I've not heard a thing from Nationwideicon after Prelim and lbaicon. Is this normal? Can I still go ahead with my Moneyclaim online?


  12. #12
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    Default Re: Neil vs Nationwide

    Hi ntom, did you send letters recorded delivery?


  13. #13
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    Default Re: Neil vs Nationwide

    I didnt send my prelim letter by recorded delivery but I did with my lbaicon.

    Have tried looking on the ROyal Mail website and it claims the information is not available online yet. I sent it over 2 weeks ago though!


  14. #14
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    Default Re: Neil vs Nationwide

    I would hold off until you find out if they recieved lbaicon an if they did immediately start your court proceedings either via MCOL or posting N1 form to local SCC don't know what to suggest if they haven't recieved it other than to send it again.


  15. #15
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    Default Re: Neil vs Nationwide

    I'd wait for the 14 days to run from the lbaicon until MCOL - I didn't hear a dickie bird for either although I could track and trace with royal mail online - so I knew they had received them. If they have received the LBA, wait the 14 days as that is that you gave them to respond


  16. #16
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    Default Re: Neil vs Nationwide

    Apologies i thot your 14 days had passed since sending your lbaicon. I too would wait for the 14 days to elapse.


  17. #17
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    Default Re: Neil vs Nationwide

    14 days has passed since my lbaicon which is why I am keen to crack on and claim what is rightfully mine.

    I will go into the post office tomorrow and see if they can find out if it was delivered.
    Thanks guys


  18. #18
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    Default Re: Neil vs Nationwide

    Quote Originally Posted by ntomlinson8873
    I didnt send my prelim letter by recorded delivery but I did with my lbaicon.

    Have tried looking on the ROyal Mail website and it claims the information is not available online yet. I sent it over 2 weeks ago though!
    That is strange - you can usually find out whether it was delivered within a couple of days on the first page and then have to wait to see a signatureicon if there is one on a further link. I would have thought that it should be showing by now though

    Sarah


  19. #19
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    Default Re: Neil vs Nationwide

    so far I have had 4 recordeds that have done this. When you call to file a complaint they check another system and for all 4 of mine they showed there.

    Try calling them and see what they can find.

    If I have helped click my scales....

    Find my threads by [URL="http://www.consumeractiongroup.co.uk/forum/search.php?do=process&showposts=0&starteronly=1&exactname=1&searchuser=debt_mountain"]clicking here [/URL]

  20. #20
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    Default Re: Neil vs Nationwide

    Ha! Recieved my bogoff letter from them today so now its Moneyclaim time!
    Getting a bit worried now but its got to be done!



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