Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE



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  1. #1
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    jon1979 Novitiate

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    Default Help! I Have A Stupid Q?

    I noticed on this site it mentions English and Scottish laws regarding unfair bank charges. I live in Wales, is this law the same as the engilish?

    Can i still reclaim my charges?

    I just want to make sure i do everything correctly on this, so please excuse me if this was a daft question!

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  2. #2
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    PhantomReclaimer Novitiate

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    Default Re: Help! I Have A Stupid Q?

    English and Welsh law are the same.

    P.

    Northern Rock; S.A.R sent 11/8/06 - Delivered. Recieved details of 6 yrs charges on 8th. Wrote back asking whether or not they hold information going back further than that.
    MBNA; S.A.R sent 11/8/06 - Delivered 14/8/06
    Barclays; S.A.R - (Subject Access Request) request sent 11/8/06 - Del 14/8/06
    Diners Club; S.A.R sent 11/8/06 - Delivered 14/8/06. Recieved form to fill and return with fee on 17/8/06. Sent form back, delivered 4/9/06.
    Intelligent Finance; Prelim letter emailed 16/08/06, claiming £318. Email recieved from "Anne-Marie" 17/8/06 saying my email has been passed to Customer Relations dept. Fob-off letter received 23/8/06, letter sent in return same day - Delivered 24/8/6 Recieved letter offer 25% settelement - refused - LBA sent. MCOL on 10th revcieved notification that they intend to defend on 13th. 06/9/2006 WON!!!!!!

  3. #3
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    Allyxia Authoritative Allyxia Authoritative Allyxia Authoritative Allyxia Authoritative Allyxia Authoritative Allyxia Authoritative Allyxia Authoritative Allyxia Authoritative Allyxia Authoritative Allyxia Authoritative Allyxia Authoritative Allyxia's Avatar

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    little village in wales no point putting it here no-one would have heard of it
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    Default Re: Help! I Have A Stupid Q?

    Come to welsh xmas part and meet others from wales inthe same boat as you!!!!

    Check out the thread in the bear garden

    Allyxia
    KEEP FIGHTING FOR YOUR MONEY - EVEN WHEN IT GETS TOUGH
    The Banks are somewhere which lends you an umberella when it is sunny, and takes it away when it rains

    HSBC £1200 - Settled in Full
    Cap 1 2 X £100 - Settled in Full
    Nationwide £1641 - Settled in Full inc Default and CCJ Removed by Court Order
    NatWest £2215.60- Settled in Full and Removed Default Natice
    Woolwich £3690 - Settled in Full

  4. #4
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    jon1979 Novitiate

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    Default Re: Help! I Have A Stupid Q?

    thanks guys



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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE