Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
No, you wait until the 9th before taking the next step.
They are deemed served five days after filing. And it's the acknowledgement that comes by the 9th, then, after they acknowledge they have 14 days from the 9th (the 23rd) to submit a defence.
Thanks for that, think I was getting a bit too excited. I keep checking MCOL but it still says "Issued 20/9/06".
What happens if they don't acknowledge my claim then?
Thanks
Hi, and welcome aboard!
MCOL should have sent you a document stating when your claim was issued and when it was deemed to be served. Barclays then have 14 days from the date of service to either 1) admit your claim (yeah right!), 2) file a defence to your claim or 3) acknowledge your claim. Option 3 is most lilely as that gives them an additional 14 days (28 in total from date of service) to file a defence.
If they do nothing then after the first 14 day period expires they become liable for a default judgement that you can instigate; you could then send the bailiffs in! (can I watch please?)
More likely is that they will acknowledge, then defend.
Keep an eye on MCOL to see what happens.
Pete
I will not make any deals with you. I will not be pushed, filed, stamped, indexed, briefed, debriefed or numbered. My life is my own. Number 6
I have not received anything from the court in the post. It says on MCOL that the claim was issued 20/9/06... should I ring them or what should I do?
Oh and of course, anyone who wantings to watch the bailiffs go in are most welcome. I will keep you posted. Might even get my 5 minutes of fame on the telly
I have not received anything from the court in the post. It says on MCOL that the claim was issued 20/9/06... should I ring them or what should I do?
Oh and of course, anyone who wantings to watch the bailiffs go in are most welcome. I will keep you posted. Might even get my 5 minutes of fame on the telly
I would email MCOL and ask them but in any event you can assume the date of service = issue date + 6 days = 26th Sep.
The bank then has 14 days to file a defence or acknowledgement = 14 + 1 day in reality due to the admin procedures of MCOL = 11th October.
Assuming they acknowledge then thats another 14 days before they have to file a defence = 25th October. This is the most likely date before which nothing else can happen.
Keep checking MCOL daily to see the situation but email them anyhow and tell them you have received no notification of the date of service.
Pete
I will not make any deals with you. I will not be pushed, filed, stamped, indexed, briefed, debriefed or numbered. My life is my own. Number 6
GE MONEY - DEBENHAMS CARD
Settled in full after prelim
MBNA
Settled after LBA
however mistake made by me on contractual interest so going after the rest now
SETTLED IN FULL JAN 2007
MINT
Offer after prelim rejected
Settled in full after LBA
to go:
Barclays Bus Ac - to mcol
Barclays CC - to mcol
Nat West (over 6 years) no action taken yet
Creation Financial - awaiting statements since Dec
Goldfish - offer after prelim rejected
and some more
They either filed at last minute or more likely applied for a stay on the judgement and then paid out a week later
looks like conf signed ??????
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Lady's Business v Barclays
sent 01/09/06
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Re: Lady's Business v Barclays
Originally Posted by lady
