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    • The text on the N1SDT Claim Form 1.The claim is for breaching the terms and conditions set on private land. 2. The defendant's vehicle, NumberPlate, was identified in the Leeds Bradford Airport Roadways on the 28/07/2023 in breach of the advertised terms and conditions; namely Stopping in a zone where stopping is prohibited 3.At all material times the Defendant was the registered keeper and/or driver. 4. The terms and conditions upon  entering private land were clearly displayed at the entrance and in prominent locations 5. The sign was the offer and the act of entering private land was the acceptance of the offer hereby entering into a contract by conduct. 6.The signs specifically detail the terms and conditions and the consequences of failure to comply,  namely a parking charge notice will be issued, and the Defendant has failed to settle the outstanding liability. 7.The claimant seeks the recovery of the parking charge notice, contractual costs and interest.   This is what I am thinking of for the wording of my defence The Defendant contends that the particulars of claim are vague and are generic in nature which fails to comply with CPR 16.4. The Defendant accordingly sets out its case below and relies on CPR r 16.5 (3) in relation to any particular allegation to which a specific response has not been made. 1. Paragraph 1 is denied. It is denied that the Defendant ever entered into a contract to breach any terms and conditions of the stated private land. 2. Paragraph 2 and 4 are denied. As held by the Upper Tax Tribunal in Vehicle Control Services Limited v HMRC [2012] UKUT 129 (TCC), any contract requires offer and acceptance. The Claimant was only contracted to provide car park management services and is not capable of entering into a contract with the Defendant on its own account, as the car park is owned by and the terms of entry set by the landowner. 3. It is admitted that Defendant is the recorded keeper of the vehicle. 4.  Paragraph 6 is denied the claimant has yet to evidence that their contract with the landowner supersedes  Leeds Bradford airport byelaws. Further it is denied that the Claimant’s signage is capable of creating a legally binding contract. 5. Paragraph 7 is denied, there are no contractual costs and interest cannot be accrued on a speculative charge.   I'm not sure whether point 4 is correct as I think this side road is not covered by byelaws? Any other suggestions/corrections would be appreciated.
    • Dear EVRi parcelnet LTD t/a evri   evri parcelnet isnt a thing also you say defendant's response which is a bit of a weird format.   Something like   Dear EVRi, Claim no xxxx In your defence you said you could not access tracking. Please see attached receipt and label Regards
    • Welcome to the Forum I have moved your topic to the appropriate forum  Residential and Commercial lettings/Freehold issues Please continue to post here.   Andy
    • Please provide advice on the following situation: I rented out my property to four students for 16 months until March 2024. Initially, the property was in very good condition, but now it needs extensive renovation. This includes redoing the bathroom, replacing the kitchen, removing wallpaper, and redecorating due to significant mould growth. The tenants also left their furniture on the grass, which is owned by the local authority. As a landlord, I've met all legal requirements. It seems the damage was caused by poor ventilation—windows were always closed, and heating wasn't used. There was also a bathroom leak fixed by reapplying silicone. I tried to claim insurance, but it was denied, citing tenant behaviour as the cause by looking at the photos, which isn't covered. The deposit barely covers the repair costs, or else I'll have to pursue money claims, which I've never done before and am unsure about its legal complications or costs. Any thoughts on this?
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my loans - some one took £69.99 from my bank account !!


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can anyone help me i was applying for a loans last week and some one has took 69.99 from my bank account and i dont have a clue who it is it just says on bank statement my loans then last 4 numbers on my bank card, i do have pay day loans which are paid when they are suoppsed to be but i have no clue where this money has gone i have no e-mails or phone calls from any company callled my loans and i cant trace them on the internet either. any one able to help with this??:mad2:

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This figure sounds like the amount a pay day loan company takes, ask your bank if they have any other details they may be able to tell you if this is a continuous credit agreement or they may have a full name of the company. I would however stop your card say it has been stolen and get the bank to send you a new one in case it has been cloned, also if this is a mistake you can claim the payment back from your bank.

If I have been of any help, please click on my star and let me know, thank you.

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chargeback!!

http://whatconsumer.co.uk/visa-debit-chargeback/

many examples of this on CAG happening.

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 1 month later...

I had trouble with myloans but I decided I wasn't going to stand for it. After 5 seperate phone calls and me telling them EXACTLY what I thought of them I chose to contact the financial ombudsman and get them involved. My next step is to get the FSA involved, Even if I dont get the £70 back, I'm going to make them earn it. They have already changed the website and made their charges upfront now (it wasn't when I got had). I feel a bit better to know Im not the only one to get ripped off by them but I hope to be the last! Their phone number is 08454918820. Best of luck with them

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  • 2 weeks later...

I actually am disgusted that I managed to get conned!!! :mad2:

 

To be fair, I don't think it was entirely my fault;

 

I came across myloans via another link which took me into the apply section bypassing the home page stating the £69.99 fee.

 

When I did see this amount mentioned, I thought it was in relation to the company who was offering me the loan.

 

The next thing I get a text message saying "thank you for your payment".

I'm like, who took money for what?!?!?

 

Looked further into it and it is myloan (08454918820 or 01625505465) or Enhance Financial Services, Macclesfield (0871 705 0201) as has shown to my bank.

 

I've tried all the numbers, can't get to speak to anyone,

constantly on hold and then told to ring back.

 

On principle I'm going to fight the bit out. :-x I'm also completing a Visa Dispute which, if successful, can take up to 30 days.

 

Anyone seeking a small loan, please, please, please be careful.

 

I always thought I was savvy now I'm thoroughly embarrassed. :oops:

 

 

Needless to say, they have provided no companies that I would even dream of using and am now getting junk email re loans from companies in Seattle!! :???:

Edited by Tazzers
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chargeback!!

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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No it is NOT.

 

and you dont ASK for a chargeback you DEMAND it.

 

and you dont give up

 

go up the monkey chain till you get one that KNOWS what it is

 

very few know how chargeback actually works. or IS

 

you CAN chargeback

 

they investigate it LATER.

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

can anyone help me i was applying for a loans last week and some one has took 69.99 from my bank account and i dont have a clue who it is it just says on bank statement my loans then last 4 numbers on my bank card, i do have pay day loans which are paid when they are suoppsed to be but i have no clue where this money has gone i have no e-mails or phone calls from any company callled my loans and i cant trace them on the internet either. any one able to help with this??:mad2:

 

i have just noticed the same with my loans..i did go on this site...and replied..but cancelled as i didnt want to pay the 69.99 fee.as warned about this....so the payment didnt go through..i have just checked my statement..and they took it today...with no notification...am furious..

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best thing is to imediately contact your bank/card provider and demand a chargeback.

 

youdid NOT give them the authority to charge your card

 

you were asked for it for security purposes

not for a charge.

 

loads of threads on this £70 issue

 

most get money back.

 

complain and DO NOT TAKE NO FOR AN ANSWER

your bank CAN refund it

 

you did NOT give authority

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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this has happened to me a single mum of 2 who really could have done without losing 68 quid is there any way of getting it back????

 

yes..i am having my money refunded..rang them..and told them..they emailed me cancellation form..and responded saying refunded in 30 days...they are supposed to give you a date and amount they are taking it..but they didnt..so i simply rang them..and finally get my money back..

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  • 2 weeks later...

im furious with my loans.

.i cancelled the agreement within the time frame.

..so why does it take 30 days to refund.

..i emailed them.

.telling them they have hold of my money for no reason.

.and demand they return asap

..as i have my rent to pay.

..they emailed me back.

.to say it will be refunded on 30 july.

..i emailed them back.

.saying not good enough.

.as i am entitled to this now.

..as i have no goods or services from them

 

.to warrant them keeping hold of my money.

...is there anything else i should tell them...

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chagre them at your card int rate too on top!!

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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They seem to be undegoing a site overhaul :)

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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  • 1 month later...
can anyone help me i was applying for a loans last week and some one has took 69.99 from my bank account and i dont have a clue who it is it just says on bank statement my loans then last 4 numbers on my bank card, i do have pay day loans which are paid when they are suoppsed to be but i have no clue where this money has gone i have no e-mails or phone calls from any company callled my loans and i cant trace them on the internet either. any one able to help with this??:mad2:
yea
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can anyone help me i was applying for a loans last week and some one has took 69.99 from my bank account and i dont have a clue who it is it just says on bank statement my loans then last 4 numbers on my bank card, i do have pay day loans which are paid when they are suoppsed to be but i have no clue where this money has gone i have no e-mails or phone calls from any company callled my loans and i cant trace them on the internet either. any one able to help with this??:mad2:

you must have applied for a loan through some website and given them your card details - they take the money and then give you some loan companies to try - massive [problem]!!!! I managed to get money back from one of them by going to their refunds department.

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you must have applied for a loan through some website and given them your card details - they take the money and then give you some loan companies to try - massive [problem]!!!! I managed to get money back from one of them by going to their refunds department.

 

I got caught by this. At no stage was I warned I was entering into a payment service, and my card details were not even entered on that particular site. I just went straight through the VISA chargeback scheme.

 

Funnily enough these companies don't seem to challenge a chargeback...

[sIGPIC][/sIGPIC]

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  • 4 months later...
can anyone help me i was applying for a loans last week and some one has took 69.99 from my bank account and i dont have a clue who it is it just says on bank statement my loans then last 4 numbers on my bank card, i do have pay day loans which are paid when they are suoppsed to be but i have no clue where this money has gone i have no e-mails or phone calls from any company callled my loans and i cant trace them on the internet either. any one able to help with this??:mad2:

 

 

Hi yes I can help as i have just had to trace them via my bank's fraud team

 

I didn't have an account with them or make an application via them yet they still managed to take the same amount from my account.

 

I today have spoken with the company and here are the details

MYLOANS.CO.UK

ring 0844 288 0444 /0441

and explain that you have not made an application

and you require a refund

they will email you a customer survey to complete as to why you didn't want the loan etc

and jut complete it and send it back

 

they say if you haven't cancelled within fourteen days then they will take five pounds for admin!

 

As i explained to them they had no right to take the payment and because it had taken me almost two weeks to find out who they were they had no right to the fiver either.

 

I hope you are successful as I now sit waiting to find out whether they are true to their word.

I think the word fraud and bank may have helped but I didn't lie as that is exactly how I got their information.

 

I had been stung by these type of people five times in the week before xmas to the tune of nearly £400 ,

one company charging me three times so be careful and good luck. k

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Hi yes I can help as i have just had to trace them via my bank's fraud team I didn't have an account with them or make an application via them yet they still managed to take the same amount from my account. I today have spoken with the company and here are the details MYLOANS.CO.UK ring 0844 288 0444 /0441 and explain that you have not made an application and you require a refund they will email you a customer survey to complete as to why you didn't want the loan etc and jut complete it and send it back they say if you haven't cancelled within fourteen days then they will take five pounds for admin! As i explained to them they had no right to take the payment and because it had taken me almost two weeks to find out who they were they had no right to the fiver either. I hope you are successful as I now sit waiting to find out whether they are true to their word. I think the word fraud and bank may have helped but I didn't lie as that is exactly how I got their information. I had been stung by these type of people five times in the week before xmas to the tune of nearly £400 , one company charging me three times so be careful and good luck. k

ps they are found via brokers who spread your details everywhere to apparently find you the perfect loan

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  • 5 months later...

Please keep to your other thread dartsmad. There's no need to use multiple posts and/or threads.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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  • 10 months later...
best thing is to imediately contact your bank/card provider and demand a chargeback.

 

youdid NOT give them the authority to charge your card

 

you were asked for it for security purposes

not for a charge.

 

loads of threads on this £70 issue

 

most get money back.

 

complain and DO NOT TAKE NO FOR AN ANSWER

your bank CAN refund it

 

you did NOT give authority

 

dx

 

Actually it depends on the bank/merchant, all credit card transactions can and very likely will be reversed. Debit card payments are a little bit more tricky, and banks are not obliged to issue charge backs.

 

Many banks will credit the funds to you immediately, then they will send out a charge back letter to the address provided by the merchant. At this stage no funds will have been reversed, the bank will essentially be lending you the money on faith that the claim is valid.

 

If the charge back isn't challenged , the money will then be returned from the merchants account. If it is challenged, or if the bank decide it isn't fraud following an internal investigation, then the funds will not be reversed. At this stage any money given to the client will be taken back, even if this puts them into an unauthorised overdraft (unless of course the challenge fails, which is pretty rare. Most companies don't bother challenging unless they're relatively certain they are in the right).

 

Anyway, sorry for reviving a dead thread but this thread apparently ranks quite highly on Google and isn't entirely accurate.

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