Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
my loans - some one took £69.99 from my bank account !!
can anyone help me i was applying for a loans last week and some one has took 69.99 from my bank account and i dont have a clue who it is it just says on bank statement my loans then last 4 numbers on my bank card, i do have pay day loans which are paid when they are suoppsed to be but i have no clue where this money has gone i have no e-mails or phone calls from any company callled my loans and i cant trace them on the internet either. any one able to help with this??
This figure sounds like the amount a pay day loan company takes, ask your bank if they have any other details they may be able to tell you if this is a continuous credit agreement or they may have a full name of the company. I would however stop your card say it has been stolen and get the bank to send you a new one in case it has been cloned, also if this is a mistake you can claim the payment back from your bank.
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IF WE HAVE BEEN HELPFUL -PLEASE, PLEASE, PLEASE GIVE A DONATION TO HELP US TO CONTINUE HELPING YOU
I AM HAPPY TO RECEIVE PM's AND I WILL RESPOND IF I FEEL I CAN ASSIST BUT WHEN YOU DO CAN YOU PLEASE PROVIDE A LINK TO YOUR THREAD ON WHICH YOU WOULD LIKE ME TO COMMENT - THANK YOU
IMPORTANT - If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.
Before you decide,consider the users here who have already offered help and support.
Private message facilities are offered for users to communicate issues that are/or could be seen to be inappropriate for posting on the main forum.Site rules explain this in more detail.
If you are approached by private message with a view to asking you to visit another website,please inform the site team via the report icon.
Re: my loans - some one took £69.99 from my bank account !!
I had trouble with myloans but I decided I wasn't going to stand for it. After 5 seperate phone calls and me telling them EXACTLY what I thought of them I chose to contact the financial Ombudsman and get them involved. My next step is to get the FSA involved, Even if I dont get the £70 back, I'm going to make them earn it. They have already changed the website and made their charges upfront now (it wasn't when I got had). I feel a bit better to know Im not the only one to get ripped off by them but I hope to be the last! Their phone number is 08454918820. Best of luck with them
Re: my loans - some one took £69.99 from my bank account !!
I actually am disgusted that I managed to get conned!!!
To be fair, I don't think it was entirely my fault;
I came across myloans via another link which took me into the apply section bypassing the home page stating the £69.99 fee.
When I did see this amount mentioned, I thought it was in relation to the company who was offering me the loan.
The next thing I get a text message saying "thank you for your payment".
I'm like, who took money for what?!?!?
Looked further into it and it is myloan (08454918820 or 01625505465) or Enhance Financial Services, Macclesfield (0871 705 0201) as has shown to my bank.
I've tried all the numbers, can't get to speak to anyone,
constantly on hold and then told to ring back.
On principle I'm going to fight the bit out. I'm also completing a Visa Dispute which, if successful, can take up to 30 days.
Anyone seeking a small loan, please, please, please be careful.
I always thought I was savvy now I'm thoroughly embarrassed.
Needless to say, they have provided no companies that I would even dream of using and am now getting junk email re loans from companies in Seattle!!
7. Thinking of a Full & Final Settlement?Read Here
my views are my own...seek legal advice if ness
NEVER EVER - act on a private message asking you to visit another website, make contact 'off list' or by telephone
- alert the siteteam IMMEDIATELY by hitting the black warning triangle on any message - Particularly if this results in a request to pay a fee to help you.
Please consider making a small donation to help keep this site running
7. Thinking of a Full & Final Settlement?Read Here
my views are my own...seek legal advice if ness
NEVER EVER - act on a private message asking you to visit another website, make contact 'off list' or by telephone
- alert the siteteam IMMEDIATELY by hitting the black warning triangle on any message - Particularly if this results in a request to pay a fee to help you.
Please consider making a small donation to help keep this site running
Re: my loans - some one took £69.99 from my bank account !!
Originally Posted by lochnettie80
can anyone help me i was applying for a loans last week and some one has took 69.99 from my bank account and i dont have a clue who it is it just says on bank statement my loans then last 4 numbers on my bank card, i do have pay day loans which are paid when they are suoppsed to be but i have no clue where this money has gone i have no e-mails or phone calls from any company callled my loans and i cant trace them on the internet either. any one able to help with this??
i have just noticed the same with my loans..i did go on this site...and replied..but cancelled as i didnt want to pay the 69.99 fee.as warned about this....so the payment didnt go through..i have just checked my statement..and they took it today...with no notification...am furious..
7. Thinking of a Full & Final Settlement?Read Here
my views are my own...seek legal advice if ness
NEVER EVER - act on a private message asking you to visit another website, make contact 'off list' or by telephone
- alert the siteteam IMMEDIATELY by hitting the black warning triangle on any message - Particularly if this results in a request to pay a fee to help you.
Please consider making a small donation to help keep this site running
Re: my loans - some one took £69.99 from my bank account !!
Originally Posted by zoey0412
this has happened to me a single mum of 2 who really could have done without losing 68 quid is there any way of getting it back????
yes..i am having my money refunded..rang them..and told them..they emailed me cancellation form..and responded saying refunded in 30 days...they are supposed to give you a date and amount they are taking it..but they didnt..so i simply rang them..and finally get my money back..
Re: my loans - some one took £69.99 from my bank account !!
im furious with my loans.
.i cancelled the agreement within the time frame.
..so why does it take 30 days to refund.
..i emailed them.
.telling them they have hold of my money for no reason.
.and demand they return asap
..as i have my rent to pay.
..they emailed me back.
.to say it will be refunded on 30 july.
..i emailed them back.
.saying not good enough.
.as i am entitled to this now.
..as i have no goods or services from them
.to warrant them keeping hold of my money.
...is there anything else i should tell them...
7. Thinking of a Full & Final Settlement?Read Here
my views are my own...seek legal advice if ness
NEVER EVER - act on a private message asking you to visit another website, make contact 'off list' or by telephone
- alert the siteteam IMMEDIATELY by hitting the black warning triangle on any message - Particularly if this results in a request to pay a fee to help you.
Please consider making a small donation to help keep this site running
Re: my loans - some one took £69.99 from my bank account !!
They seem to be undegoing a site overhaul
Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..
If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks
can anyone help me i was applying for a loans last week and some one has took 69.99 from my bank account and i dont have a clue who it is it just says on bank statement my loans then last 4 numbers on my bank card, i do have pay day loans which are paid when they are suoppsed to be but i have no clue where this money has gone i have no e-mails or phone calls from any company callled my loans and i cant trace them on the internet either. any one able to help with this??
Re: my loans - some one took £69.99 from my bank account !!
Originally Posted by lochnettie80
can anyone help me i was applying for a loans last week and some one has took 69.99 from my bank account and i dont have a clue who it is it just says on bank statement my loans then last 4 numbers on my bank card, i do have pay day loans which are paid when they are suoppsed to be but i have no clue where this money has gone i have no e-mails or phone calls from any company callled my loans and i cant trace them on the internet either. any one able to help with this??
you must have applied for a loan through some website and given them your card details - they take the money and then give you some loan companies to try - massive [problem]!!!! I managed to get money back from one of them by going to their refunds department.
Re: my loans - some one took £69.99 from my bank account !!
Originally Posted by AngelicaP
you must have applied for a loan through some website and given them your card details - they take the money and then give you some loan companies to try - massive [problem]!!!! I managed to get money back from one of them by going to their refunds department.
I got caught by this. At no stage was I warned I was entering into a payment service, and my card details were not even entered on that particular site. I just went straight through the VISA chargeback scheme.
Funnily enough these companies don't seem to challenge a chargeback...
When Injustice Becomes Law, Resistance Becomes Duty.
my loans - some one took £69.99 from my bank account !!
which are paid when they are suoppsed to be but i have no clue where this money has gone i have no e-mails or phone calls
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I'm also completing a Visa Dispute which, if successful, can take up to 30 days. 
Originally Posted by lochnettie80
