Patricia Pearl - Small Claims Procedure - A Practical Guide|
An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.
£19.99 + £1.50 (P&P)
BAILIFFS - The Law and Your Rights
Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
£13.95 + £2.00 (P&P)
Basic Account Holder
Re: Being threatened with a defaut for charges, I paid the debt!
Send a letter to them stating that you have paid the loan in full. ALso send the following letter: http://www.consumeractiongroup.co.uk...ng-of-the-debt then ignore EVERYTHING they send unless it deals directly with the "prove it" letter. Be warned, you need to have a hard head, as they will start sending you a LOT of harassment and abusive letters. Make sure you keep a copy of each and every one as we can easily form a defence with them, and take them to court if they persist in pursuing a debt that no longer exists.
Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..
If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks
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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE