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    • The Notice to Hirer does not comply with the protection of Freedoms Act 2012 Schedule  4 . This is before I ask if Europarks have sent you a copy of the PCN they sent to Arval along with a copy of the hire agreement et. if they haven't done that either you are totally in the clear and have nothing to worry about and nothing to pay. The PCN they have sent you is supposed to be paid by you according to the Act within 21 days. The chucklebuts have stated 28 days which is the time that motorists have to pay. Such a basic and simple thing . The Act came out in 2012 and still they cannot get it right which is very good news for you. Sadly there is no point in telling them- they won't accept it because they lose their chance to make any money out of you. they are hoping that by writing to you demanding money plus sending in their  unregulated debt collectors and sixth rate solicitors that you might be so frightened as to pay them money so that you can sleep at night. Don't be surprised if some of their letters are done in coloured crayons-that's the sort of  level of people you will be dealing with. Makes great bedding for the rabbits though. Euro tend not to be that litigious but while you can safely ignore the debt collectors just keep an eye out for a possible Letter of Claim. They are pretty rare but musn't be ignored. Let us know so that you can send a suitably snotty letter to them showing that you are not afraid of them and are happy to go to Court as you like winning.  
    • They did reply to my defence stating it would fail and enclosed copies of NOA, DN Term letter and account statements. All copies of T&C's that could be reconstructions and the IP address on there resolves to the town where MBNA offices are, not my location
    • Here are 7 of our top tips to help you connect with young people who have left school or otherwise disengaged.View the full article
    • My defence was standard no paperwork:   1.The Defendant contends that the particulars of claim are generic in nature. The Defendant accordingly sets out its case below and relies on CPR r 16.5 (3) in relation to any particular allegation to which a specific response has not been made. 2. Paragraph 1 is noted. The Defendant has had a contractual relationship with MBNA Limited in the past. The Defendant does not recognise the reference number provided by the claimant within its particulars and has sought verification from the claimant who is yet to comply with requests for further information. 3. Paragraph 2 is denied. The Defendant maintains that a default notice was never received. The Claimant is put to strict proof to that a default notice was issued by MBNA Limited and received by the Defendant. 4. Paragraph 3 is denied. The Defendant is unaware of any legal assignment or Notice of Assignment allegedly served from either the Claimant or MBNA Limited. 5. On the 02/01/2023 the Defendant requested information pertaining to this claim by way of a CCA 1974 Section 78 request. The claimant is yet to respond to this request. On the 19/05/2023 a CPR 31.14 request was sent to Kearns who is yet to respond. To date, 02/06/2023, no documentation has been received. The claimant remains in default of my section 78 request. 6. It is therefore denied with regards to the Defendant owing any monies to the Claimant, the Claimant has failed to provide any evidence of proof of assignment being sent/ agreement/ balance/ breach or termination requested by CPR 31.14, therefore the Claimant is put to strict proof to: (a) show how the Defendant entered into an agreement; and (b) show and evidence the nature of breach and service of a default notice pursuant to Section 87(1) CCA1974 (c) show how the claimant has reached the amount claimed for; and (d) show how the Claimant has the legal right, either under statute or equity to issue a claim; 7. As per Civil Procedure Rule 16.5(4), it is expected that the Claimant prove the allegation that the money is owed. 8. On the alternative, as the Claimant is an assignee of a debt, it is denied that the Claimant has the right to lay a claim due to contraventions of Section 136 of the Law of Property Act and Section 82A of the consumer credit Act 1974. 9. By reasons of the facts and matters set out above, it is denied that the Claimant is entitled to the relief claimed or any relief.
    • Monika the first four pages of the Private parking section have at least 12 of our members who have also been caught out on this scam site. That's around one quarter of all our current complaints. Usually we might expect two current complaints for the same park within 4 pages.  So you are in good company and have done well in appealing to McDonalds in an effort to resolve the matter without having  paid such a bunch of rogues. Most people blindly pay up. Met . Starbucks and McDonalds  are well aware of the situation and seem unwilling to make it easier for motorists to avoid getting caught. For instance, instead of photographing you, if they were honest and wanted you  to continue using their services again, they would have said "Excuse me but if you are going to go to Mc donalds from here, it will cost you £100." But no they kett quiet and are now pursuing you for probably a lot more than £100 now. They also know thst  they cannot charge anything over the amount stated on the car park signs. Their claims for £160 or £170 are unlawful yet so many pay that to avoid going to Court. When the truth is that Met are unlikely to take them to Court since they know they will lose. The PCNs are issued on airport land which is covered by Byelaws so only the driver can be pursued, not the keeper. But they keep writing to you as they do not know who was driving unless you gave it away when you appealed. Even if they know you were driving they should still lose in Court for several reasons. The reason we ask you to fill out our questionnaire is to help you if MET do decide to take you to Court in the end. Each member who visited the park may well have different experiences while there which can help when filling out a Witness statement [we will help you with that if it comes to it.] if you have thrown away the original PCN  and other paperwork you obviously haven't got a jerbil or a guinea pig as their paper makes great litter boxes for them.🙂 You can send an SAR to them to get all the information Met have on you to date. Though if you have been to several sites already, you may have done that by now. In the meantime, you will be being bombarded by illiterate debt collectors and sixth rate solicitors all threatening you with ever increasing amounts as well as being hung drawn and quartered. Their letters can all be safely ignored. On the odd chance that you may get a Letter of Claim from them just come back to us and we will get you to send a snotty letter back to them so that they know you are not happy, don't care a fig for their threats and will see them off in Court if they finally have the guts to carry on. If you do have the original PCN could you please post it up, carefully removing your name. address and car registration number but including dates and times. If not just click on the SAR to take you to the form to send to Met.
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Emusic.com Keeps Charging my bank card


Teddybear154
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I don't know if I am posting this in the right place. I hope so. Has any one heard of e music.com. I have just checked my bank statement today and noticed a transaction for this company for £9.99. On further inspection I have discovered they have been taking £9.99 every month for about a year. I had not noticed before now. I have done a google search of this company ad they seem to be a music subscription company. I never signed up to this company. I don't even listen to music so I don't know how they have got my bank card details. I have been on there website and the only contact details they have is a American phone number or a web form you can fill out to email them. I am not too keen to phone America as it will probably cost me a fortune and can't fill in web form as they ask for email address used to register which I don't know as never signed up for this company. What Can I do to stop this company taking more money. I don't particularly want to have to cancel my bank card as I have alot of bills set up and paid with this card and it will be a nightmare having to phone every where. but will if have too. Does any one know any other contact details for this company. Also Is there any Chance I can get my money back. As it totals over £100 which is alot of money. Whats the best way if any to go about getting my money back.

 

Any advice much appreciated

 

Thanks In advance :x

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Hi

I think this is the UK address.

 

 

London

eMusic

PO Box 6400

London

W1A 8AW

England

 

Write to them, Mark it for the attention of the Customer Complaints Manager and send it by recorded signed for delivery

Contact your bank and ask them to block any requests for payment from that company

Gbarbm

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  • 1 year later...

Sorry to rake up a old thread but I'm still having problems with this company EMUSIC. I have sent so many letters to the address stated above and any other address I have found and haven't had one reply. I have tried emailing them hundreds of times as they have now changed there online contact system but again have had no replies I have phoned the American telephone number and have spent a fortune on phone calls just to be told no one can help me.

I have contacted my bank and have asked them to block payments from this company many times but the company still manages to take money.

 

I have cancelled and changed my bank card twice and still they manage to take money. I just don't understand it and don't know how to stop it.

 

Is there any way to stop it they have now taken over £300.

 

My bank just don't seem to care. I'm with lloyds

 

Any advice would be much appreciated

 

Thanks in advance.

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Very odd especially if they have taken money after you changed your card, I would of thought this was impossible, is the money perhaps being taken by a DD instead ?

 

I'd demand that Lloyds take more action, that you have not signed upto anything and that it is fraud, get the police involved if you have to.

 

If you genuinelly have not signed up for this and they have a UK presecence it shouldnt be too hard to reclaim the money via the courts, but I suspect it isnt as simple as this.

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Very odd especially if they have taken money after you changed your card, I would of thought this was impossible, is the money perhaps being taken by a DD instead ?

 

 

It's not impossible as the instruction was given prior to the card being changed. The thing to do is to contact the card provider and ask to stop the continuous payment authority. If no original authority was given then an action to recover the payments via the fraud route should be undertaken.

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Hi Teddy

 

Write a Formal Letter of Complaint, mark it as such. Explain what's happened, how they have let you down and what you want them to do.

 

Send it to:

Ms Alison Brittain

Head of Retail Banking

Lloyds Banking Group

[email protected]

 

Provide as much detail as possible, e-mails sent etc.

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It's not impossible as the instruction was given prior to the card being changed. The thing to do is to contact the card provider and ask to stop the continuous payment authority. If no original authority was given then an action to recover the payments via the fraud route should be undertaken.

 

But how would the company know the number and authorisation needed to charge the new card, would the bank supply them with the new info. or would they continue to pay out using the old card details ?, then what would be the point in stopping an old card in the event of theft or loss if money can continue to be taken from it ?

 

Or does a continuos payment authority overide all of this ? Even then, surely a customer can stop it.

 

Odd

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But how would the company know the number and authorisation needed to charge the new card, would the bank supply them with the new info. or would they continue to pay out using the old card details ?, then what would be the point in stopping an old card in the event of theft or loss if money can continue to be taken from it ?

 

Or does a continuos payment authority overide all of this ? Even then, surely a customer can stop it.

 

Odd

 

They would continue using the old card. Hence the need for the cancelation of the CPA. Bear in mind that the assumption here is that the authorisation was given in the first place.

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Thanks for your replies. I have never signed up to this company. I had never even heard of the company before I saw it on bank statement so I definitely never gave my authorisation for them to take money. I will send a letter of complaint to Allison Brittan as you suggest. To see if she can help stop this. I have copies of all letters and emails I have sent to emusic and lloyds regarding this matter.

Hopefully this should help me with getting my money back.

 

Thanks

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Let us know what happens, if Lloyds don't act, then you can lodge a complaint with the FOS, but you need to get a Final answer from Lloyds first.

 

Thanks for your replies. I have never signed up to this company. I had never even heard of the company before I saw it on bank statement so I definitely never gave my authorisation for them to take money. I will send a letter of complaint to Allison Brittan as you suggest. To see if she can help stop this. I have copies of all letters and emails I have sent to emusic and lloyds regarding this matter.

Hopefully this should help me with getting my money back.

 

Thanks

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  • 2 weeks later...
  • dx100uk changed the title to Emusic.com Keeps Charging my bank card
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