Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
Similar to HSBCrusher in that I am amaking a multi-claim from GE Capital...
My slight prob is that they have sent me back a gushingly apologetic letter stating that as some of the accounts are so old and now closed that they can't provide me with the statements for those accounts.
Strangley enough, all the accounts they can provide me with statments for are the ones where I was a very good girl and never missed a so**ing payment.
Any suggestions as to what I might do? The letter seems sincere, but I have my doubts re: not being able to acces the older statememts. Surely legally they are duty bound to hang onto statements for some considerable time, many years I'd have thought, similar to the banks, who hang onto statements for as far back as 1992?
Any advice as to how I might procees greatly appreciated...
I too have called them to be told my accounts last purchase was in 99 and they cant open the account.
I'm shouting at them as we speak because I was still in debt to them after than and didnt settle and close the account until 2002. (statute of limitations)
They have two choices, give me the two years statements I am entitled to and also proof of a default notice and original agreement
or
remove all existance from my credit report immediately.
Ryjayel
--------------------------------------------------- Barclaycard & Barclays Bank Done!
Now finally back to tackle partners THREE instances of highly suspect activity on his file.
Old GE Capital Bank Store Card Accounts
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Re: Old GE Capital Bank Store Card Accounts
Re: Old GE Capital Bank Store Card Accounts
