Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)



BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE
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  1. 27th April 2012 20:22 #1
    Roughyeds Roughyeds is offline
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    Default Debt entered twice by same company on Credit Report

    Hi All,

    I've just recently checked my credit report, and a payday loanicon company have entered the same loan twice on my credit report. The loan has never been passed to a DCAicon, so there is no mix up there and both entries are shown as active. I have defaulted with the fore mentioned loan, interesticon and charges have been added to one of the loans on my report and not the other. One entry has been entered as a default and not the other, that is simply down as missed payments. The payday loan company have now applied to the court to collect the overdue payment, with all the extortionate charges added. Could i file this i my defence?

    Please help!

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  2. 6th May 2012 13:29 #2
    BRIGADIER2JCS BRIGADIER2JCS is offline
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    Default Re: Debt entered twice by same company on Credit Report

    Just icompetant use of the CRA placing a new
    entry instead of an update.

    The help and advice I offer is from personal experience and my career training, at times I may be wrong so PL
    Make decisions that are suitable for your needs.DOUBLE click my star if I help.
    **ANY letters that I draft are from my own experience and traing and are intended for the particular users problem ane are not necessarily those recommended OR ENDORSED BY CAG.
    1. Never ever phone a DCA. 2. If a DCA phones you DON'T answer their ''SECURITY QUESTIONS''
    3. State you will deal in writing only and HANG UP.
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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE