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    • have a good read in the debt selfhelp forum. its easy to do a self managed one..only on the debts you find ARE enforceable mind..
    • If the legendary dx could offer his wisdom it would be greatly appreciated 
    • Hi there Manager for our soccer sixes team moved overseas mid season and we struggled for numbers so we told the ref about 5 weeks prior to seasons end that we would see out these games then be done and he told us he’d ’pass the message on to the relevant people’. Heard nothing, then 3 days prior to the new season beginning we were given our fixture for that weekend. Told the guy over text we had pulled out and the ref should’ve passed a message on but we were told sufficient notice wasn’t given and it needed to be in writing. I argued it’s not our fault the ref didn’t do as he said but we were countered by the T&Cs.    now being chased for what was £608 kindly reduced to £476 to pay off remainder of the season. Been sent a letter in the post from their accountancy team and told needs to be paid by Friday.   seen a lot of the other threads saying we can literally just ignore everything but im concerned about debt collections and credit score being harmed. Can anyone confirm if this all works/what we should do?   thanks
    • Hi,   I have given an official police witness statement for the prosecution in an upcoming criminal court case, and I am very anxious about what might happen.  Specifically regarding being cross-examined.  My statement is very short, and only a couple of paragraphs long, regarding a conversation I had with one of the victims.  I have tried to research online about what information about me the defence barrister might be able to find and use to discredit me.  I have by no means have a shady past but, I am concerned about what private information might be brought up, and as this is a case that will be in the national press as it is in the public interest.  The two preliminary hearings were reported in the papers.   I have tried to research  online what information the opposition can seek, but it is all very complicated.  I believe that they can legally access public records, but I'm not sure what information public records hold.  Can they access my medical records, educational history, HMRC, and Department for Work and Pensions? (I am a self employed sole trader).  I was arrested once, and this was unfortunately instigated by the victim in this case, so could well be of interest to them.  It resulted in no further action, however I have only discovered this week that that, in fact, this means I have a criminal record, and will be so until I am 100 (no chance)! This has really annoyed me to say the least, especially since I asked him afterwards why he rang the police and he said 'for a laugh'.  So I have started to look into applying for it to be deleted, but again, if anyone has any advice on this I would be appreciative. At the moment, my name isn't on the confirmed list to give evidence, but the detective I have been dealing with has said it is 'likely'. The names of the victims in this case will not be allowed to be reported, are witnesses fair game for the press? I really need no know how deep they can delve in to my life so I am prepared if my character gets assassinated in front of the nation. I really wish I'd never agreed to this.   Many thanks
    • A belated thanks dx. Yes I may take your advice regarding StepChange. I am finding that I am telling them (on behalf of my Son) the true balances outstanding? They never seem to check properly in which worries me. If I was to take on myself is there another way of dealing with various debts? I have already submitted other IRL complaints on his behalf. Today I have received a further response from Quidie T/A Fernovo confirming that they will waiver all interest paid.
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

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      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Passed ESA medical AGAIN second time i was wondering DLA??


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Hi, I have passed my ESA medical for the second time for severe depression and anxiety. I have been told to apply for DLA aswell due to care and getting around the reason for this is as follows.

 

I have been with my partner for 5years and she has supported me through these hard times which i am truly lucky to have been given a partner like her. She is a carer at the moment going house to house looking after people. When she is off work or even when she is at work if i need anything i call her and she will take me places i need to go due to myself been paranoid to go outside.

 

She helps with a number of things ranging from taking me shopping, cooking meals, cleaning up and reminding me to do things when i forget aswell as cleaning my clothes.

 

I also get support of my mother alot when she is not around. I was wondering would i be able to get DLA as i have been on ESA for over 3years. I am currently in the WRAG group and have to attend interviews but my support worker is very helpful so i arrange times and can cancel times due to my partner having to accompany me to interviews.

 

Thanks and hope to get some help on this.

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DLA is a payment for expenses you have due to a disability.The government web site says:

 

"DLA is paid to provide a financial contribution towards the extra costs experienced by disabled people as a direct result of their disabilities."

 

If you have costs then claim.There are two possible areas,mobility and care.

 

Mobility covers anything to do with getting about.

 

Care is paid if you need more than 1 hours help during the day or i believe 20 minutes during the night.

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You can also get DLA if your only care need is help preparing a meal for one person. Your cooking ability isn't taken into account. It's more the safety side of things.

 

My girlfriend cooks meals, Does washing for me and takes me to my relatives or anywere i need to go eg my work focused interview.

 

Should i apply then?

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If it's washing clothes, then it doesn't count as care.

 

but as above i have said that she cooks meals because of my depression i forget about cooking times. The only meals i make are micro meals and they are not healthy to live on.

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