i am in need of desperate help as i have got home tonight to find a notice of seizure
nearly two years ago my i parked up my car on a street (my partner was with me at the time) behind another car, put my handbrake on and turned off the engine - there was probably about five feet between the cars - the car in front then started its engine, the reverse light came on and it started to reverse, my partner said " he isnt going to stop" and no sooner had he said that, the car reversed into the front of ours.
the driver got out, instantly inspected his car (there was minor damage) and turned to me and said " did you not see me parked there!" - i replied to him that we were already parked up before he started his engine and he wouldnt have any of it, despite the fact i had a witness to what he had done. we exchanged names, numbers and addresses.
he then rang me later on still insisting that i had run into him and he was contacting his insurance, my dilema at the time is that my insurance had lapsed as my partner was out of work and we living a hand to mouth existence. I did not tell the other driver this at any one time.
a few months later i received a visitor from his insurance company to clarify details etc and he saw the front end damage on my car and asked why i had not responded to any correspondence they had sent, i replied that as i was not at fault and he had lied to his insurance company about his claim i was having nothing to do with it as i wasnt at fault.
i fully admit to burying my head in the sand about all of this and should have come clean at the time but the thought of going to court and admitting that i wasnt insured was petrifying.
i realise now that i am going to have to seek legal advice and come clean but how do i stop them from taking goods from my property because the other driver in question has made a false claim on his insurance and lied through his back teeth to them?
i havnt told my partner about any of this as at the time he was gong through an absolute nightmare and i dint want to pile any more pressure on him.
please help me i am at my wits end