Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE



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  1. #1
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    blacklampmatt Novitiate

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    Sep 2006
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    Default Respoonse to Barclaycard microfiche letter I am going to send, your thoughts please.

    I have drafted the following letter in response to Barclaycards microfiche letter, one I know quite a few of you have also received, if you could give me your thoughts, feedback and any suggestions before I mail it I would really appreciate it. I removed my account details from it but otherwise this is what I intend to send.

    Letter:


    Deborah Woodcock
    Barclaycard
    PO Box 599
    Mancgester
    M60 3NF

    30/09/06


    Dear Ms. Woodcock,

    ACCOUNT NUMBER: ****

    I am writing to you in reference to the correspondence regarding a Subject access requesticon on data held by your organisation concerning a previous Barclaycard account. I was surprised and shocked at your statement that you are unwilling to disclose personal information that you are in possession of concerning my finances.

    The reason stated for the refusal, the fact that you hold this information on a microfiche system to me is irrelevant and quite frankly it of your own choosing to use such a system that is inefficient for your purposes. It seems that you have chosen this method of data storage in order to prevent customers from accessing their information. The fact that you will access this information only if I pay the extortionate fee of £3 per statement is not acceptable and as you can retrieve the data I would expect for it to be supplied for the maximum fee of £10 as usually applies for these cases.

    I enclose a cheque for £10 to cover this expense.

    Yours Faithfully




    Matthew McAllister

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  2. #2
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    essjaysea Novitiate essjaysea Novitiate

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    May 2006
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    Default Re: Respoonse to Barclaycard microfiche letter I am going to send, your thoughts please.

    That looks fine to me.

    As I see it, if they are prepared to supply statements at £3.00 each, then they must be "readily accessible" and held on a "relevant filing system" which means they are in breach of the DPA if they refuse to supply the data under a Subject access requesticon

    You might consider advising them that unless they comply, you will report them to the Information Commissioner

    Oh and btw, there is no "g" in Manchester

    Good luck

    Preliminary Letter sent to Woolwich 05/06
    LBA sent 19/06
    Court claim filed 04/07 : Total £824.75
    Acknowledgement of Service 27/07
    Defence received 08/08
    AQ filed 11/08
    Barclays AQ filed 05/09
    Hearing date 20/12
    SETTLED IN FULL £840.49: 14/12/06


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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE