Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
My brother had a mobile in my name with 3 mobile and run the bill up, 3 wouldnt cap it
I phoned them and told them I wanted to cancel as soon as the contract term (12 months) was up.
It was up in November 2006 (and I no longer lived with him at the address the phone was contracted to).
since then, Ive found that 3 mobile continued the contract for about 7/8 months after that and have passed the debt to Lowell,
along with an early cancellation fee, the amount owed is approx. £700!!!!
I wrote to Lowell and got all the information they had on this debt, telling them that it is not my debt,
and got the info saying I had been billed for some time after the November in which the contract was up.
I wrote to them again and asked when the contract was up and they said November 2006.
I pointed this out to them and told them the debt they were chasing did not actually exist.
Fast forward to now,
they havent stopped sending me letters and now Advantis have sent a letter on their behalf
- a "notice of Intent to Commence Legal Action".
I have a good mind to tell them to take me to bloody court so they can have Egg on their faces, but what's the best way to proceed?
7. Thinking of a Full & Final Settlement?Read Here
my views are my own...seek legal advice if ness
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Ruddy con merchants, 3 are the most appalling phone company to deal with, they have NO customer service whatsoever, whenever anyone tells me they're with 3 I tell them to get out as soon as they can, and they agree.
As DX says, you owe nothing, 3 will have been paid out by their insurers for this and they would have had a little more profit from the sale of a dud debt.
Advantis and lowlifes, can seriously be totally ignored, every letter you get from any of these clowns you can safely file unsder ignore, just complain about the sad losers to the OFT, even let your local MP know about how unscrupulous these parasites really are.
Worrying is like a rocking chair, it gives you something to do but gets you nowhere!