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    • Thank you for that "read me", It's a lot to digest, lots of legal procedure. There was one thing that I was going to mention to you,  but in one of the conversations in that thread it was mentioned that there may be spies on the Forum,  this is something that I've read quite some time ago in a previous thread. What I had in mind was to wait for the thirty days after their reply to my CCA request and then send the unenforceable letter. I was hoping that an absence of signature could be the Silver Bullet but it seems that there are lot of layers to peel on this Onion.  
    • love the extra £1000 charge for confidentialy there BF   Also OP even if they don't offer OOC it doesn't mean your claim isn't good. I had 3 against EVRi that were heard over the last 3 weeks. They sent me emails asking me to discontinue as I wouldn't win. Went infront of a judge and won all 3.    Just remember the law is on your side. The judges will be aware of this.   Where you can its important to try to point out at the hearing the specific part of the contract they breached. I found this was very helpful and the Judge made reference to it when they gave their judgements and it seemed this was pretty important as once you have identified a specific breach the matter turns straight to liability. From there its a case of pointing out the unlawfullness of their insurance and then that should be it.
    • I know dx and thanks again for yours and others help. I was 99.999% certain last payment was over six years ago if not longer.  👍
    • Paragraph 23 – "standard industry practice" – put this in bold type. They are stupid to rely on this and we might as well carry on emphasising how stupid they are. I wonder why they could even have begun to think some kind of compelling argument – "the other boys do it so I do it as well…" Same with paragraph 26   Paragraph 45 – The Defendants have so far been unable to produce any judgements at any level which disagree with the three judgements…  …court, but I would respectfully request…   Just the few amendments above – and I think it's fine. I think you should stick to the format that you are using. This has been used lots of times and has even been applauded by judges for being meticulous and clear. You aren't a professional. Nobody is expecting professional standards and although it's important that you understand exactly what you are doing – you don't really want to come over to the judge that you have done this kind of thing before. As a litigant in person you get a certain licence/leeway from judges and that is helpful to you – especially if you are facing a professional advocate. The way this is laid out is far clearer than the mess that you will get from EVRi. Quite frankly they undermine their own credibility by trying to say that they should win simply because it is "standard industry practice". It wouldn't at all surprise me if EVRi make you a last moment offer of the entire value of your claim partly to avoid judgement and also partly to avoid the embarrassment of having this kind of rubbish exposed in court. If they do happen to do that, then you should make sure that they pay everything. If they suddenly make you an out-of-court offer and this means that they are worried that they are going to lose and so you must make sure that you get every penny – interest, costs – everything you claimed. Finally, if they do make you an out-of-court offer they will try to sign you up to a confidentiality agreement. The answer to that is absolutely – No. It's not part of the claim and if they want to settle then they settle the claim as it stands and don't try add anything on. If they want confidentiality then that will cost an extra £1000. If they don't like it then they can go do the other thing. Once you have made the amendments suggested above – it should be the final version. court,. I don't think we are going to make any more changes. Your next job good to make sure that you are completely familiar with it all. That you understand the arguments. Have you made a court familiarisation visit?
    • just type no need to keep hitting quote... as has already been said, they use their own criteria. if a person is not stated as linked to you on your file then no cant hurt you. not all creditors use every CRA provider, there are only 3 main credit file providers mind, the rest are just 3rd party data sharers. if you already have revolving credit on your file there is no need to apply for anything just 'because' you need to show you can handle money. if you have bank account(s) and a mortgage which you are servicing (paying) then nothing more can improve your score, despite what these 'scam' sites claiml  its all a CON!!  
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Odd payment of ESA


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I believe ESA is normally paid every fortnight but today I was due my first payment of full esa after coming off the assesment rate. My assesment priod ended in the middle of last week so I seem to have go one weeks money for this week plue have a weeks money from last week does this mean I will get two weeks money next money? and go on from there as nomal?

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have you had your medical? if not you should continue on the assessment rate until you do.

if you have had the medical and the payments have stopped, you can assume you failed to get the 15 points, this happened to me.

 

contact your local DWP office and comence an appeal to get your money re-instated

had my SD Set aside thanks to CAG

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dont ask me though these are the people to help:D

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Yes I have had my medical and I have been placed in the support group. I get a letter saying I would be getting ESA support group from the 20th of April except I get paid on Mondays. I seem to have got paid one weeks ESA support group from today plus three days of last week (friday, saturday and sunday). This is fine however I thought that normally you got esa paid fortnightly? Do you know if this means I will get paid fortnightly from next week?

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Under most normal circumstances, ESA is paid fortnightly in arrears. Your payment date is determined by the last two digits of your NI number.

 

If the last two digits represent an even number your next payment will be due on the 30th April; if they're odd, it will be 6th May. Without knowing precisely what period is covered by the payment you received today, it's hard to say what you will receive on your next payment date.

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Under most normal circumstances, ESA is paid fortnightly in arrears. Your payment date is determined by the last two digits of your NI number.

 

If the last two digits represent an even number your next payment will be due on the 30th April; if they're odd, it will be 6th May. Without knowing precisely what period is covered by the payment you received today, it's hard to say what you will receive on your next payment date.

 

My national insurance number ends with odd digits which means I should get my next payment on the 6th of May.

 

I am a bit confused as I was expecting to get two weeks money today and what I actually got works out to about £70 less than that so if they don't pay me agan until the 6th of may then just pay me 2 weeks as normal then that would like missing out a big chunk of a weeks benefit money. I really hate to complain about it but money has been so tight that I really need every penny.

 

My claim letter does say something about the amounts on the page applying from the 24th of April which may have something to do with it even though the letter also says I will be paid ESA at the rate of £119.85 a week from the 20th of April.

 

At first when I checked my account I thought they had paid me one weeks money from today plus the three days from friday the 20th of April but what will happen with next weeks money if they are unlikely to pay me again until the 6th of May now?

Edited by Zarbafi
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could the part payment be the arrears? and you will get the new level from xxxx

 

It could be and I did think that at first and thought they might start paying as normal from next week but if they start paying me two weeks from the 6th of may that means they will just skip a week altogether and I will lose that money as far as I can tell. I hate having to call the DWP up but I guess I might have to just to find out what is happening here.

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It could be and I did think that at first and thought they might start paying as normal from next week but if they start paying me two weeks from the 6th of may that means they will just skip a week altogether and I will lose that money as far as I can tell. I hate having to call the DWP up but I guess I might have to just to find out what is happening here.

 

You shouldn't lose any money as long as you have sick notes to cover you until the day you were placed in the Support Group. It would be worth calling them to find out what today's payment was.

PLEASE HELP US TO KEEP THIS SITE RUNNING. EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 

The idea that all politicians lie is music to the ears of the most egregious liars.

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have they just paid you then, a week at the old rate remember it has gone up due to the annual increase, and three days, and then not paid you anything for the 20th to the 23rd, things like this happen... especially if you have had a change... if the amount you have received is about £104 then I would say this is whats happened

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You shouldn't lose any money as long as you have sick notes to cover you until the day you were placed in the Support Group. It would be worth calling them to find out what today's payment was.

 

I have a sick not that covers me until July I think, well beyond the assesment period in any case. I will give them a call tomorrow then, something to look forward to :)

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have they just paid you then, a week at the old rate remember it has gone up due to the annual increase, and three days, and then not paid you anything for the 20th to the 23rd, things like this happen... especially if you have had a change... if the amount you have received is about £104 then I would say this is whats happened

 

Yeah I just got paid today. I wasn't worried about getting paid for the 20th to the 23rd really but that just weemed to make the most sense really figures wise. I seem to have got paid about £169 which makes no sense as it isn't the old rate or the new rate it only makes sense as the new rate and three days. but then next week is missing. I guess I just have to bite the bullet and phone them.

 

When did the rates actually change over for ESA? My letter says rate stated should be paid from the start of my payments but perhaps they are only from the end of april.

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save you a phone call the money you have had today is spot on

broken down roughly

10 to 16 april £71

17 to 19 £30

new rate 20 to 23 at your new assement rate 4 days £68. you said you were going to be getting £120 so total paid £169

figures not rounded up or down lol

 

next payment due friday 4th as its bank holiday £240 due then

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I seem to remember that benefits are paid in arrears; not advance.

 

save you a phone call the money you have had today is spot on

broken down roughly

10 to 16 april £71

17 to 19 £30

new rate 20 to 23 at your new assement rate 4 days £68. you said you were going to be getting £120 so total paid £169

figures not rounded up or down lol

 

next payment due friday 4th as its bank holiday £240 due then

 

Ok that seems to solve the mystery then I was thinking that I was getting paid in advance but I am getting paid in arrears? That solves it thanks so much everyone!

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