Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE



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  1. #1
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    knightreplica Novitiate knightreplica's Avatar

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    Cagger since
    Jun 2006
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    maesteg bridgend
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    Default OMG what are they like?

    I sent the woolwich a SARicon for both my personal account and my mortgage account. both now closed, however i recieved my cheque back stating my statements would arrive within 7 days. this fell exactly on the last day of the deadline, however, suprise,suprise. no statments, i am now sending an lbaicon to them tomorrow.

    My question is am i able to claim money back as i had an endowment on this mortgageicon, now closed and it did not perform, so i payed it for 7 years, then when i sold the house i still had to pay back nearly 4k more than i borrowed, any advise on this would be cool

    18/10/06 sent lba for current account
    18/10/06 claim issued against NatWest for £2,495.00
    30/09/06 O'Neill V NatWest - declined offer of £1216.00 sent responce to settlement letter
    30/09/06 O'neill v Woolwich plc mortgage account sent Data Protection Act notice for not replying
    30/09/06 Oneill v citifinancial sent S.A.R - (Subject Access Request)
    30/09/06 O'neill V Capital One sent S.A.R - (Subject Access Request)

    If u can do it, SO CAN I!!!!!!!!!!

  2. #2
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    Default Re: OMG what are they like?

    dunno about the endowmemnt but am surprised you had to wait, woolwich sent me a complete list o the charges, all i had to do was type them into a spreadsheet and add the interesticon

    me against the abbey Paid in full (donation made)
    me against the woolwich Paid in full(donation made)
    me against HSBC Paid in full(donation made)


    beware the scrapbooker, for she has a long memory and sharp knives


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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE