Patricia Pearl - Small Claims Procedure - A Practical Guide|
An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.
£19.99 + £1.50 (P&P)
BAILIFFS - The Law and Your Rights
Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
£13.95 + £2.00 (P&P)
Basic Account Holder
Santander Bank Account i though was closed now has astronomical charges
I thought i had closed my account only to find out that years later it was still active and building up charges.
The address was changed on the account just before i closed,
i rarely used it and had been in 2 or 3 times to try and close it previously only to find that i needed one more thing to close the account and they were not being very helpful at all.
I finally thought i had all the required paperwork to close it and handed it over and a cheque to take it to £0.
I never heard from them again thinking that this was finally it.
Now i have recently been chased by Wescot on behalf of Satander for immediate payment.
I spoke to them saying i had not received any notification that this account was live, no matter building up charges amounting to £396.45.
I explained the situation and they seemed relatively sympathetic.
I then asked them to check where the correspondence had been going to was an incorrect address!
Wescot said they would speak to Santander and get back to me.
I have now received a letter from Wescot saying the amount is 'correct' asking again for immediate payment.
Can they just keep adding on charges irregardless?
It would surely be two clerical errors or a knock on affect of not having the correct address that they would not have closed the account with the incorrect address?
What can i do with an account with that amount of charges when i have had no notifications?
Re: Santander Bank Account i though was closed now has astronomical charges
never speak to a fleecing DCA on the phone!
they have no legal powers
check your cra file please
noodle is free
Credit Reference Agencies
:Experian Equifax CallCredit noddle<<<<CRA FILE INFO IS HERE<<<<
fed up with DCA's calling get a TRUECALL BOX!! - HERE
Sort Your Debts Now - - here
Start Your Own Thread
3. Reclaim Loan, Credit Card, mortgage & CAtalogue Charges Read Here
my views are my own...seek legal advice if ness
NEVER EVER - act on a private message asking you to visit another website, make contact 'off list' or by telephone
- alert the siteteam IMMEDIATELY by hitting the black warning triangle on any message - Particularly if this results in a request to pay a fee to help you.
Viewing CAG on a small screen? Switch to the mobile version of the site
Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE