The contact charges are outrageous, counter each one with one of your own, and £400 for court costs is steep, I don't think an eviction costs that much!

I hope you get that charge list over to the OFT and Trading Standards, this guy is on another planet.

If he is stating contractual interest he cannot charge at the contract rate once it has defaulted - if anything that charge should be 8% per annum....

But he's a "fair and responsible lender"!

But he's a "fair and responsible lender"!

Only in his opinion !

Why not post the charges list onto Twitter, should cause some aggrivation to him!

Can easily be deleted from his feed unfortunatly.

Can easily be deleted from his feed unfortunatly.

/subscribed

It's not wise you do anything, as it can be construed as harassment against a person. you might think he's doing it to other people but technically he's representing a company so he can say the company advised him to contact debtors.

By the way I agree with renegade, it would devalue your position totally, was merely pointing out it could be done

Mine went through court and unfortunately I got stumpted with the entire bill!! Wish I had of come on here first before doing that but all I wanted was him and that company off my back.. I have been paying the money each month I am not out of agreement with my court order and got another unsolicited phone call off someone from there yesterday wanting to send an attachment of earnings order!! What the hell!, I am in an agreement and I havent breached it either, the agreement started in in April, I paid it early in april he called work wanting to send an AOE and then it went to court, they agreed that that was the case and that I hadnt breached it and then I have not missed a payment since last one I made was 18th July (which is 2 days early) and I have had a call at work yesterday??? is the harassment ever going to stop because I have had enough.

Mine went through court and unfortunately I got stumpted with the entire bill!! Wish I had of come on here first before doing that but all I wanted was him and that company off my back.. I have been paying the money each month I am not out of agreement with my court order and got another unsolicited phone call off someone from there yesterday wanting to send an attachment of earnings order!! What the hell!, I am in an agreement and I havent breached it either, the agreement started in in April, I paid it early in april he called work wanting to send an AOE and then it went to court, they agreed that that was the case and that I hadnt breached it and then I have not missed a payment since last one I made was 18th July (which is 2 days early) and I have had a call at work yesterday??? is the harassment ever going to stop because I have had enough.

Anita - have you formally complained to the OFT and FOS about this?

You MUST get to the court and tell them that the idiot is trying to make a mockery of the courts instructions. He is also NOT allowed to call you at work. You MUST contact the court about this.

Written complaint to the Court Manager may also be worth going in yourself and speaking to someone.

Also make sure that you document all this fully and send to OFT - urgently! Also contact your local Trading Standards regarding the harassment by Hart who should report it to his TS - not sure how the system works now but this is the link

http://www.tradingstandards.gov.uk/advice/index.cfm

This is severe harrassment affecting your day to day life

Get an injunction against him - this has just gone too far. sorry Im no legal advisor but maybe someone could advise you about an injuction.

Report to the police again

Have you reported him yet to OFT and FOS? -do it NOw if not.

You have done nothing wrong, he is making mega bucks out of you -what an absolute A*******

HE MUST BE STOPPED

I read this thread with much interest as was in a similar position myself with Mr. Andrew Harts company WPPL Ltd trading as doshloans.com

For those of you not aware finally he had his wings clipped but not enough in my opinion. (Please see attached)

Anyway what is interesting is that one of his former employees, someone calling themselves Bradley Belloni has been approaching ex clients of doshloans.com aka WPPL Ltd and making fresh loans.

THIS IS BREAKING THE LAW AS THE FCA HAVE IMPOSED A RESTRICTION PREVENTING HART AND HIS ASSOSIATED COMPANIES MAKING NEW LOANS.

They issue these new loans without clients even having to sign agreements.

Belloni then uses the leverage of intimidation by calling people at work with the threats illustrated on this forum to ensure repayment.

Could anyone with experience of this please contact:

Tim Grace

Intelligence Researcher

England Illegal Money Lending Team

PO Box 12971

B33 3BD

Tel - 0121 464 4696

Stop Loan Sharks Hotline (24 hour) 0300 555 2222

It maybe that Hart has no idea one of his ex stoogies is doing this, but considering his chequered past, well, anything is possible.

Thanks

Lucy

this thread is 2 yrs+ old

you need to start a new thread

of your own.

you wont get seen here.

dx

thread closed to stop further out of date posts.

WPPL is a consumer credit firm that provides payday loans (a form of high-cost short-term credit) under the trading names 'Payday Overdraft', ‘Wagepayday’ and ‘Doshloans’. Mr Hart is the sole director, controller and ultimate owner of WPPL.

Mr Hart and WPPL dispute the FCA’s decisions and have referred their cases to the Upper Tribunal (the Tribunal). Accordingly, the findings in these Decision Notices are provisional pending the Tribunal’s determination of Mr Hart and WPPL’s references. In relation to the FCA’s decisions to prohibit Mr Hart from any regulated role and cancel WPPL’s interim permission, the Tribunal will determine whether to dismiss the reference or remit it to the FCA with a direction to reconsider and reach a decision in accordance with the findings of the Tribunal. The Tribunal’s decisions will be published on its website.

Mr Hart

 

The FCA has found that Mr Hart is not a fit and proper person because he lacks integrity and competence. In the FCA’s view, between 1 April 2014 and 28 August 2014, he took a reckless approach to managing WPPL and to complying with regulatory requirements. Mr Hart recklessly contributed to and failed to address unfair business practices carried on by WPPL.

Mr Hart failed to take reasonable steps to implement appropriate policies and procedures relating to creditworthiness, affordability and forbearance. He also failed to take reasonable steps to ensure that WPPL had appropriate systems in place to communicate with customers, to ensure that customer complaints were dealt with adequately, to provide proper oversight of WPPL’s staff and to ensure that WPPL’s loan agreements complied with regulatory requirements.

http://www.fca.org.uk/news/fca-decides-to-cancel-payday-lenders-interim-permission-ban-its-sole-director

ha ha ha only took them 5years to realise it though