Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
I have been trying for the past two weeks to come to a repayment arrangement with WDA, but they the require a token payment to freeze the interest untill day i can make the first payment of the agreement.
I do not have to money to make the token payment and i explained this to them. They replied saying that with no token payment another months interest of £100 pounds would be added and £24 defaulf fee. This would make the monthly payment rise also.
I feel i am getting nowhere with WDA and wish to make a complaint with them. Does anyone have a template complaint letter i can send to them or any advice on what i should say to them in the complaint.
Any advice would be greatly appreciated. Thank You
I have just dealt with WDA and they have set up a repayment plan for me. I did send in an I.E sheet in my email also and sent this ahead of when I am due to default.
They were a pleasure to deal with and have done so over email only. The lady that contacted me via email was brilliant. Her email is grace.duffy@wagedayadvanc e.co.u k They gave me their bank details and the reference for them also.
Thats not bad. Just make sure that your payments are paying off the actual debt, and they havent tried to arrange a payment plan just on the interest each month like a lot of other PDL's are doing.